Bank of India Business Cycle Fund
Direct · Growth ₹9.59
19 Oct 2026
NAV
0.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.91
Sharpe
-25.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.19%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.28 L | 4.4% | -20.4% | 20.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 4.4% | 14.3% | 10.7% | -9.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 0.6% | 1.9% | -13.3% | 12.6% | -0.91 | -0.68 | 58% | — | — |
-25.2%
Max Drawdown
3 mo
Drawdown Duration
Not recovered
Recovery Time
-10.6%
Avg Drawdown
Calmar Ratio by Duration
0.02
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.39 | 0.88 | 90.0% | 76.8% | 2.1% | -9.2% |
| 3 Years | +1.25 | 0.94 | 92.8% | 89.2% | -1.3% | -3.1% |
| 5 Years | +0.58 | 0.94 | 92.8% | 89.2% | -0.8% | -1.9% |
| 7 Years | +0.30 | 0.94 | 92.8% | 89.2% | -0.5% | -1.3% |
| 10 Years | +0.08 | 0.94 | 92.8% | 89.2% | -0.4% | -0.9% |
| 12 Years | +0.01 | 0.94 | 92.8% | 89.2% | -0.3% | -0.8% |
| 15 Years | -0.08 | 0.94 | 92.8% | 89.2% | -0.3% | -0.6% |
51
Total Holdings
38.5%
Top 10 Weight
25
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | NTPC Limited | 5.09% |
| 2 | State Bank of India | 4.65% |
| 3 | ICICI Bank Limited | 4.52% |
| 4 | HDFC Bank Limited | 4.28% |
| 5 | Bharti Airtel Limited | 4.08% |
| 6 | Vedanta Limited | 3.43% |
| 7 | Power Grid Corporation of India Limited | 3.41% |
| 8 | Glenmark Pharmaceuticals Limited | 3.12% |
| 9 | Sky Gold And Diamonds Limited | 2.96% |
| 10 | Britannia Industries Limited | 2.91% |