Bank of India Conservative Hybrid Fund Fund
Direct · Growth ₹38.10
04 Aug 2026
NAV
8.7%
3Y CAGR
8.1%
5Y CAGR
8.5%
10Y CAGR
8.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.45
Sharpe
-15.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 9.0% | -20.8% | 47.2% |
| 3 Years | ₹36.00 L | ₹41.11 L | 8.5% | -7.0% | 21.1% |
| 5 Years | ₹60.00 L | ₹75.37 L | 8.2% | -1.6% | 14.3% |
| 7 Years | ₹84.00 L | ₹1.17 Cr | 8.1% | 1.6% | 11.3% |
| 10 Years | ₹1.20 Cr | ₹1.89 Cr | 9.0% | 8.1% | 9.8% |
| 12 Years | ₹1.44 Cr | ₹2.46 Cr | 8.6% | 8.0% | 9.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.0% | 7.4% |
| 3 Years | 8.5% | 7.5% |
| 5 Years | 8.2% | 7.0% |
| 7 Years | 8.1% | 7.0% |
| 10 Years | 9.0% | 7.0% |
| 12 Years | 8.6% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.9% | 10.1% | -14.0% | 29.1% | 0.31 | 0.50 | 87% | — | — |
| 3 Years | 8.7% | 9.4% | -1.4% | 16.5% | 0.44 | 0.82 | 97% | — | — |
| 5 Years | 8.1% | 7.8% | 2.6% | 13.6% | 0.54 | 1.47 | 100% | — | — |
| 10 Years | 8.5% | 8.5% | 7.5% | 9.4% | 4.45 | — | 100% | — | — |
-15.4%
Max Drawdown
19 mo
Drawdown Duration
9 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
0.58
1Y
0.56
3Y
0.53
5Y
0.49
7Y
0.55
10Y
0.56
12Y
25
Total Holdings
12.3%
Top 10 Weight
19
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Glenmark Pharmaceuticals Limited | 2.32% |
| 2 | ITC Limited | 1.81% |
| 3 | NTPC Limited | 1.30% |
| 4 | Power Finance Corporation Limited | 1.18% |
| 5 | State Bank of India | 1.11% |
| 6 | Power Grid Corporation of India Limited | 1.06% |
| 7 | Bharat Electronics Limited | 1.00% |
| 8 | Ambuja Cements Limited | 1.00% |
| 9 | Adani Ports and Special Economic Zone Limited | 0.79% |
| 10 | Asian Paints Limited | 0.76% |