Baroda BNP Paribas Banking and Financial Services Fund
Direct · Growth ₹56.99
04 Aug 2026
NAV
13.4%
3Y CAGR
12.7%
5Y CAGR
13.2%
10Y CAGR
13.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.39
Sharpe
-42.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.88 L | 17.5% | -63.9% | 124.8% |
| 3 Years | ₹36.00 L | ₹44.65 L | 13.5% | -22.1% | 27.4% |
| 5 Years | ₹60.00 L | ₹83.35 L | 13.0% | -7.7% | 22.5% |
| 7 Years | ₹84.00 L | ₹1.31 Cr | 12.5% | -1.0% | 18.1% |
| 10 Years | ₹1.20 Cr | ₹2.39 Cr | 13.3% | 10.2% | 15.6% |
| 12 Years | ₹1.44 Cr | ₹3.48 Cr | 13.7% | 11.3% | 15.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.5% | 14.5% | 13.9% | +3.0% |
| 3 Years | 13.5% | 11.2% | 16.8% | +2.4% |
| 5 Years | 13.0% | 10.4% | 16.9% | +2.6% |
| 7 Years | 12.5% | 10.6% | 16.6% | +1.9% |
| 10 Years | 13.3% | 11.5% | 16.9% | +1.9% |
| 12 Years | 13.7% | 11.4% | 16.4% | +2.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.7% | 13.9% | -36.4% | 90.6% | 0.44 | 1.04 | 81% | — | — |
| 3 Years | 13.4% | 14.1% | -7.6% | 29.4% | 1.05 | 3.01 | 95% | — | — |
| 5 Years | 12.7% | 12.7% | -0.8% | 26.8% | 1.37 | 6.92 | 100% | — | — |
| 10 Years | 13.2% | 13.1% | 9.7% | 16.8% | 4.39 | — | 100% | — | — |
-42.8%
Max Drawdown
2 mo
Drawdown Duration
10 mo
Recovery Time
-7.8%
Avg Drawdown
Calmar Ratio by Duration
0.37
1Y
0.31
3Y
0.30
5Y
0.28
7Y
0.31
10Y
0.33
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +8.74 | 1.16 | 113.8% | 104.0% | 7.2% | -0.4% |
| 3 Years | +7.56 | 1.09 | 108.3% | 98.7% | 15.8% | 8.0% |
| 5 Years | +4.45 | 1.07 | 104.8% | 98.9% | 13.3% | 8.7% |
| 7 Years | +0.39 | 1.12 | 110.3% | 109.8% | 13.5% | 12.4% |
| 10 Years | +1.22 | 1.12 | 110.6% | 109.1% | 12.9% | 11.2% |
| 12 Years | +1.98 | 1.12 | 110.9% | 108.7% | 12.6% | 10.2% |
| 15 Years | +0.42 | 1.16 | 113.8% | 113.5% | 10.8% | 9.9% |
28
Total Holdings
59.5%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 9.40% |
| 2 | Axis Bank Limited | 8.80% |
| 3 | HDFC Bank Limited | 8.48% |
| 4 | ICICI Bank Limited | 7.95% |
| 5 | Kotak Mahindra Bank Limited | 6.32% |
| 6 | IndusInd Bank Limited | 5.21% |
| 7 | Shriram Finance Limited | 3.48% |
| 8 | Bajaj Finance Limited | 3.45% |
| 9 | Multi Commodity Exchange of India Limited | 3.37% |
| 10 | SBI Life Insurance Company Limited | 3.01% |