Bank of India ELSS Tax Saver
Direct · Growth ₹195.90
05 Aug 2026
NAV
18.3%
3Y CAGR
18.3%
5Y CAGR
18.1%
10Y CAGR
18.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
8.09
Sharpe
-31.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.95 L | 21.0% | -38.9% | 91.1% |
| 3 Years | ₹36.00 L | ₹45.74 L | 18.1% | -12.9% | 46.8% |
| 5 Years | ₹60.00 L | ₹95.43 L | 18.4% | -1.9% | 33.5% |
| 7 Years | ₹84.00 L | ₹1.64 Cr | 18.9% | 3.7% | 27.7% |
| 10 Years | ₹1.20 Cr | ₹3.12 Cr | 19.0% | 15.6% | 23.5% |
| 12 Years | ₹1.44 Cr | ₹4.46 Cr | 17.8% | 15.4% | 21.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 21.0% | 14.5% | 17.1% | +6.5% |
| 3 Years | 18.1% | 11.2% | 15.2% | +6.9% |
| 5 Years | 18.4% | 10.4% | 16.3% | +7.9% |
| 7 Years | 18.9% | 10.6% | 15.7% | +8.4% |
| 10 Years | 19.0% | 11.5% | 16.1% | +7.5% |
| 12 Years | 17.8% | 11.4% | 15.6% | +6.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 20.2% | 18.3% | -21.0% | 93.5% | 0.59 | 1.94 | 78% | — | — |
| 3 Years | 18.3% | 17.8% | 0.8% | 34.1% | 1.83 | 28.89 | 100% | — | — |
| 5 Years | 18.3% | 18.3% | 2.7% | 31.4% | 1.97 | 55.56 | 100% | — | — |
| 10 Years | 18.1% | 17.8% | 14.3% | 20.9% | 8.09 | — | 100% | — | — |
-31.7%
Max Drawdown
1 mo
Drawdown Duration
5 mo
Recovery Time
-6.2%
Avg Drawdown
Calmar Ratio by Duration
0.64
1Y
0.58
3Y
0.58
5Y
0.56
7Y
0.57
10Y
0.57
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.69 | 0.90 | 92.0% | 82.3% | 6.9% | -0.4% |
| 3 Years | +6.41 | 1.08 | 107.4% | 99.6% | 14.6% | 8.0% |
| 5 Years | +4.05 | 1.01 | 98.8% | 93.8% | 12.7% | 8.7% |
| 7 Years | +9.38 | 0.87 | 93.7% | 84.2% | 21.0% | 12.4% |
| 10 Years | +6.09 | 0.89 | 93.8% | 86.6% | 16.7% | 11.2% |
| 12 Years | +6.41 | 0.90 | 93.8% | 86.3% | 16.2% | 10.2% |
| 15 Years | +5.66 | 0.90 | 94.0% | 86.7% | 15.2% | 9.9% |
54
Total Holdings
32.6%
Top 10 Weight
32
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Vedanta Limited | 4.42% |
| 2 | State Bank of India | 4.29% |
| 3 | Bharti Airtel Limited | 3.33% |
| 4 | ICICI Bank Limited | 3.21% |
| 5 | Hindustan Aeronautics Limited | 3.16% |
| 6 | NTPC Limited | 3.06% |
| 7 | HDFC Bank Limited | 2.96% |
| 8 | Acutaas Chemicals Limited | 2.90% |
| 9 | UNO Minda Limited | 2.71% |
| 10 | ITC Limited | 2.56% |