Bank of India Consumption Fund
Direct · Growth ₹11.32
21 Jul 2026
NAV
6.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.02
Sharpe
-15.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹11.98 L | 2.4% | -20.3% | 25.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 2.4% | 14.5% | 13.7% | -12.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.4% | 5.9% | -3.3% | 16.8% | -0.02 | -0.03 | 94% | — | — |
-15.2%
Max Drawdown
5 mo
Drawdown Duration
Not recovered
Recovery Time
-4.1%
Avg Drawdown
Calmar Ratio by Duration
0.42
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.77 | 0.82 | 85.4% | 77.9% | 3.1% | -3.4% |
| 3 Years | +2.37 | 0.84 | 88.2% | 79.5% | 4.0% | 0.7% |
| 5 Years | +0.97 | 0.84 | 88.2% | 79.5% | 2.4% | 0.4% |
| 7 Years | +0.39 | 0.84 | 88.2% | 79.5% | 1.7% | 0.3% |
| 10 Years | -0.06 | 0.84 | 88.2% | 79.5% | 1.2% | 0.2% |
| 12 Years | -0.23 | 0.84 | 88.2% | 79.5% | 1.0% | 0.2% |
| 15 Years | -0.40 | 0.84 | 88.2% | 79.5% | 0.8% | 0.1% |
36
Total Holdings
51.6%
Top 10 Weight
20
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Bharti Airtel Limited | 9.62% |
| 2 | ITC Limited | 7.09% |
| 3 | Britannia Industries Limited | 7.08% |
| 4 | Hero MotoCorp Limited | 5.24% |
| 5 | Mahindra & Mahindra Limited | 4.68% |
| 6 | United Spirits Limited | 4.08% |
| 7 | FSN E-Commerce Ventures Limited | 3.97% |
| 8 | Avenue Supermarts Limited | 3.51% |
| 9 | Aditya Vision Ltd | 3.25% |
| 10 | Oberoi Realty Limited | 3.04% |