Bank of India Large and Mid Cap Fund
Direct · Growth ₹109.35
03 Aug 2026
NAV
14.5%
3Y CAGR
14.1%
5Y CAGR
14.2%
10Y CAGR
14.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.14
Sharpe
-37.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.79 L | 17.4% | -50.1% | 71.3% |
| 3 Years | ₹36.00 L | ₹44.44 L | 14.4% | -20.4% | 36.7% |
| 5 Years | ₹60.00 L | ₹87.66 L | 14.4% | -8.3% | 28.7% |
| 7 Years | ₹84.00 L | ₹1.43 Cr | 14.7% | -2.1% | 23.1% |
| 10 Years | ₹1.20 Cr | ₹2.66 Cr | 15.3% | 11.7% | 18.9% |
| 12 Years | ₹1.44 Cr | ₹3.65 Cr | 14.7% | 12.9% | 17.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.4% | 14.5% | 16.5% | +2.9% |
| 3 Years | 14.4% | 11.2% | 17.8% | +3.3% |
| 5 Years | 14.4% | 10.4% | 17.3% | +4.0% |
| 7 Years | 14.7% | 10.6% | 16.6% | +4.1% |
| 10 Years | 15.3% | 11.5% | 16.8% | +3.8% |
| 12 Years | 14.7% | 11.4% | 16.5% | +3.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.5% | 13.5% | -24.9% | 81.0% | 0.50 | 1.39 | 80% | — | — |
| 3 Years | 14.5% | 15.3% | -5.7% | 31.6% | 1.21 | 4.53 | 97% | — | — |
| 5 Years | 14.1% | 13.8% | -1.7% | 28.1% | 1.33 | 8.78 | 100% | — | — |
| 10 Years | 14.2% | 14.3% | 10.7% | 16.5% | 7.14 | — | 100% | — | — |
-37.9%
Max Drawdown
27 mo
Drawdown Duration
8 mo
Recovery Time
-6.3%
Avg Drawdown
Calmar Ratio by Duration
0.44
1Y
0.38
3Y
0.37
5Y
0.35
7Y
0.38
10Y
0.39
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +10.10 | 0.92 | 100.8% | 87.5% | 9.2% | -1.6% |
| 3 Years | +7.77 | 1.03 | 106.8% | 97.0% | 15.1% | 7.3% |
| 5 Years | +4.14 | 0.98 | 97.9% | 92.3% | 13.0% | 8.9% |
| 7 Years | +6.67 | 0.89 | 93.3% | 86.2% | 18.0% | 11.9% |
| 10 Years | +3.11 | 0.91 | 93.6% | 89.5% | 13.6% | 10.9% |
| 12 Years | +3.29 | 0.91 | 93.1% | 88.8% | 13.0% | 10.1% |
| 15 Years | +2.99 | 0.91 | 93.4% | 89.2% | 12.5% | 9.8% |
50
Total Holdings
38.8%
Top 10 Weight
29
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Limited | 6.68% |
| 2 | HDFC Bank Limited | 4.97% |
| 3 | Larsen & Toubro Limited | 4.26% |
| 4 | Kotak Mahindra Bank Limited | 3.90% |
| 5 | FSN E-Commerce Ventures Limited | 3.59% |
| 6 | Aurobindo Pharma Limited | 3.50% |
| 7 | Lloyds Metals And Energy Limited | 3.27% |
| 8 | ICICI Lombard General Insurance Company Limited | 3.11% |
| 9 | Tata Consultancy Services Limited | 2.87% |
| 10 | State Bank of India | 2.69% |