Bank of India Flexi Cap Fund
Direct · Growth ₹41.93
04 Aug 2026
NAV
25.1%
3Y CAGR
22.8%
5Y CAGR
23.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.18
Sharpe
-23.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.83 L | 25.1% | -31.9% | 80.2% |
| 3 Years | ₹36.00 L | ₹48.56 L | 24.0% | 5.9% | 42.2% |
| 5 Years | ₹60.00 L | ₹94.77 L | 19.4% | 13.2% | 24.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 25.1% | 14.5% | 18.7% | +10.7% |
| 3 Years | 24.0% | 11.2% | 17.8% | +12.8% |
| 5 Years | 19.4% | 10.4% | 11.2% | +9.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 25.4% | 17.3% | -7.5% | 82.2% | 0.74 | 4.74 | 85% | — | — |
| 3 Years | 25.1% | 24.9% | 15.3% | 31.1% | 5.33 | — | 100% | — | — |
| 5 Years | 22.8% | 21.6% | 17.1% | 30.3% | 4.18 | — | 100% | — | — |
-23.7%
Max Drawdown
3 mo
Drawdown Duration
14 mo
Recovery Time
-4.4%
Avg Drawdown
Calmar Ratio by Duration
1.07
1Y
1.06
3Y
0.96
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +13.90 | 0.93 | 99.2% | 81.0% | 14.6% | 0.2% |
| 3 Years | +12.85 | 1.09 | 111.9% | 96.0% | 21.6% | 8.5% |
| 5 Years | +8.36 | 1.02 | 101.2% | 91.3% | 17.4% | 9.0% |
| 7 Years | +9.90 | 0.97 | 100.0% | 87.3% | 22.7% | 13.0% |
| 10 Years | +6.55 | 0.97 | 100.0% | 87.3% | 15.4% | 8.9% |
| 12 Years | +5.32 | 0.97 | 100.0% | 87.3% | 12.7% | 7.4% |
| 15 Years | +4.13 | 0.97 | 100.0% | 87.3% | 10.0% | 5.9% |
53
Total Holdings
31.9%
Top 10 Weight
30
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 4.62% |
| 2 | Vedanta Limited | 4.27% |
| 3 | ICICI Bank Limited | 3.23% |
| 4 | Bharti Airtel Limited | 3.17% |
| 5 | Hindustan Aeronautics Limited | 3.16% |
| 6 | Lloyds Metals And Energy Limited | 3.07% |
| 7 | HDFC Bank Limited | 2.79% |
| 8 | UNO Minda Limited | 2.54% |
| 9 | Quality Power Electrical Eqp Ltd | 2.52% |
| 10 | Acutaas Chemicals Limited | 2.51% |