SBI Medium to Long Duration Fund
Direct · Growth ₹80.55
18 Aug 2026
NAV
8.3%
3Y CAGR
8.2%
5Y CAGR
8.3%
10Y CAGR
8.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.48
Sharpe
-8.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.77%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.43 L | 8.1% | -1.4% | 21.3% |
| 3 Years | ₹36.00 L | ₹40.43 L | 8.3% | 4.4% | 13.3% |
| 5 Years | ₹60.00 L | ₹72.52 L | 8.0% | 6.2% | 10.7% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 8.1% | 6.4% | 10.3% |
| 10 Years | ₹1.20 Cr | ₹1.79 Cr | 7.8% | 7.0% | 8.3% |
| 12 Years | ₹1.44 Cr | ₹2.35 Cr | 7.9% | 7.3% | 8.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.1% | 7.5% |
| 3 Years | 8.3% | 7.5% |
| 5 Years | 8.0% | 7.1% |
| 7 Years | 8.1% | 7.0% |
| 10 Years | 7.8% | 7.0% |
| 12 Years | 7.9% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.1% | 8.0% | -1.0% | 15.5% | 0.43 | 0.93 | 100% | — | — |
| 3 Years | 8.3% | 8.3% | 5.1% | 11.8% | 1.11 | 6.25 | 100% | — | — |
| 5 Years | 8.2% | 8.2% | 6.1% | 10.3% | 1.57 | 25.73 | 100% | — | — |
| 10 Years | 8.3% | 8.2% | 7.7% | 8.7% | 6.48 | — | 100% | — | — |
-8.5%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-0.5%
Avg Drawdown
Calmar Ratio by Duration
0.95
1Y
0.97
3Y
0.96
5Y
0.98
7Y
0.97
10Y
0.96
12Y