Aditya Birla Sun Life Income Fund
Direct · Growth ₹141.14
05 Aug 2026
NAV
7.9%
3Y CAGR
7.8%
5Y CAGR
7.8%
10Y CAGR
7.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.60
Sharpe
-10.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 7.9% | -3.8% | 29.0% |
| 3 Years | ₹36.00 L | ₹40.14 L | 7.8% | 4.2% | 16.0% |
| 5 Years | ₹60.00 L | ₹71.49 L | 7.5% | 5.3% | 10.4% |
| 7 Years | ₹84.00 L | ₹1.08 Cr | 7.6% | 5.7% | 10.1% |
| 10 Years | ₹1.20 Cr | ₹1.74 Cr | 7.3% | 6.3% | 7.8% |
| 12 Years | ₹1.44 Cr | ₹2.28 Cr | 7.4% | 6.7% | 8.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.9% | 7.4% |
| 3 Years | 7.8% | 7.5% |
| 5 Years | 7.5% | 7.0% |
| 7 Years | 7.6% | 7.0% |
| 10 Years | 7.3% | 7.0% |
| 12 Years | 7.4% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.8% | 7.5% | -1.9% | 19.2% | 0.30 | 0.57 | 98% | — | — |
| 3 Years | 7.9% | 7.4% | 4.3% | 14.0% | 0.71 | 2.96 | 100% | — | — |
| 5 Years | 7.8% | 7.7% | 5.4% | 9.9% | 1.13 | 5.52 | 100% | — | — |
| 10 Years | 7.8% | 7.8% | 7.0% | 8.6% | 3.60 | — | 100% | — | — |
-10.3%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
0.76
1Y
0.77
3Y
0.76
5Y
0.78
7Y
0.77
10Y
0.78
12Y
50
Total Holdings
58.3%
Top 10 Weight
19
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Limited | 10.75% |
| 2 | Infosys Limited | 9.21% |
| 3 | HDFC Bank Limited | 8.52% |
| 4 | ICICI Bank Limited | 6.76% |
| 5 | Housing Development Finance Corporation Limited | 6.15% |
| 6 | Tata Consultancy Services Limited | 5.10% |
| 7 | Kotak Mahindra Bank Limited | 3.47% |
| 8 | Larsen & Toubro Limited | 3.01% |
| 9 | Hindustan Unilever Limited | 2.77% |
| 10 | ITC Limited | 2.51% |