SBI Multi Asset Allocation Fund
Direct · Growth ₹71.00
23 Oct 2026
NAV
12.4%
3Y CAGR
11.8%
5Y CAGR
12.2%
10Y CAGR
12.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
10.11
Sharpe
-17.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.59%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.63 L | 13.0% | -24.1% | 36.5% |
| 3 Years | ₹36.00 L | ₹42.78 L | 12.5% | -4.2% | 22.9% |
| 5 Years | ₹60.00 L | ₹79.99 L | 12.2% | 1.0% | 19.1% |
| 7 Years | ₹84.00 L | ₹1.28 Cr | 12.5% | 4.1% | 17.4% |
| 10 Years | ₹1.20 Cr | ₹2.39 Cr | 13.0% | 9.9% | 15.2% |
| 12 Years | ₹1.44 Cr | ₹3.31 Cr | 13.2% | 12.0% | 14.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.0% | 14.3% | 12.7% | -1.3% |
| 3 Years | 12.5% | 11.0% | 15.1% | +1.5% |
| 5 Years | 12.2% | 10.4% | 17.4% | +1.9% |
| 7 Years | 12.5% | 10.6% | 16.6% | +2.0% |
| 10 Years | 13.0% | 11.4% | 17.0% | +1.6% |
| 12 Years | 13.2% | 11.3% | 16.6% | +1.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.9% | 11.8% | -8.0% | 37.0% | 0.94 | 4.79 | 100% | — | — |
| 3 Years | 12.4% | 12.8% | 1.3% | 21.6% | 1.64 | 20.91 | 100% | — | — |
| 5 Years | 11.8% | 10.6% | 4.9% | 18.5% | 1.96 | 87.67 | 100% | — | — |
| 10 Years | 12.2% | 12.3% | 10.5% | 13.3% | 10.11 | — | 100% | — | — |
-17.6%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.74
1Y
0.71
3Y
0.67
5Y
0.67
7Y
0.69
10Y
0.72
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.63 | 0.53 | 57.1% | 46.3% | 1.9% | -12.7% |
| 3 Years | +7.41 | 0.47 | 52.3% | 39.0% | 13.4% | 5.4% |
| 5 Years | +6.51 | 0.41 | 47.1% | 35.0% | 12.2% | 4.5% |
| 7 Years | +5.21 | 0.38 | 42.8% | 33.4% | 13.0% | 10.0% |
| 10 Years | +3.68 | 0.35 | 38.5% | 29.8% | 11.4% | 10.0% |
| 12 Years | +4.19 | 0.32 | 35.3% | 25.7% | 11.5% | 9.1% |
| 15 Years | +3.26 | 0.29 | 32.6% | 22.9% | 10.7% | 9.6% |
71
Total Holdings
15.4%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | GAIL (India) Ltd. | 1.89% |
| 2 | HDFC Bank Ltd. | 1.77% |
| 3 | Bandhan Bank Ltd. | 1.74% |
| 4 | Delhivery Ltd. | 1.68% |
| 5 | ICICI Bank Ltd. | 1.46% |
| 6 | Indus Towers Ltd. | 1.45% |
| 7 | Mahindra & Mahindra Financial Services Ltd. | 1.43% |
| 8 | Biocon Ltd. | 1.39% |
| 9 | Kotak Mahindra Bank Ltd. | 1.33% |
| 10 | Samvardhana Motherson International Ltd. | 1.26% |