SBI Multi Asset Allocation Fund
Direct · Growth ₹75.50
17 Aug 2026
NAV
12.4%
3Y CAGR
11.8%
5Y CAGR
12.2%
10Y CAGR
12.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.90
Sharpe
-17.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.59%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.64 L | 13.2% | -24.1% | 36.5% |
| 3 Years | ₹36.00 L | ₹42.79 L | 12.5% | -4.2% | 22.9% |
| 5 Years | ₹60.00 L | ₹79.86 L | 12.2% | 1.0% | 19.1% |
| 7 Years | ₹84.00 L | ₹1.27 Cr | 12.5% | 4.1% | 17.4% |
| 10 Years | ₹1.20 Cr | ₹2.39 Cr | 13.0% | 9.9% | 15.2% |
| 12 Years | ₹1.44 Cr | ₹3.31 Cr | 13.2% | 12.0% | 14.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.2% | 14.4% | 14.1% | -1.2% |
| 3 Years | 12.5% | 11.1% | 14.7% | +1.4% |
| 5 Years | 12.2% | 10.4% | 14.9% | +1.8% |
| 7 Years | 12.5% | 10.6% | 14.4% | +1.9% |
| 10 Years | 13.0% | 11.5% | 14.9% | +1.5% |
| 12 Years | 13.2% | 11.4% | 14.7% | +1.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.0% | 11.8% | -8.0% | 37.0% | 0.95 | 4.82 | 100% | — | — |
| 3 Years | 12.4% | 12.7% | 1.3% | 21.6% | 1.62 | 20.58 | 100% | — | — |
| 5 Years | 11.8% | 10.6% | 4.9% | 18.5% | 1.94 | 86.21 | 100% | — | — |
| 10 Years | 12.2% | 12.3% | 10.5% | 13.3% | 9.90 | — | 100% | — | — |
-17.6%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.74
1Y
0.71
3Y
0.67
5Y
0.67
7Y
0.69
10Y
0.72
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +13.16 | 0.54 | 59.9% | 39.7% | 14.9% | -2.4% |
| 3 Years | +9.43 | 0.47 | 53.9% | 37.7% | 16.6% | 7.8% |
| 5 Years | +7.31 | 0.41 | 47.1% | 33.9% | 14.4% | 7.9% |
| 7 Years | +6.15 | 0.38 | 43.1% | 32.9% | 14.7% | 11.9% |
| 10 Years | +4.30 | 0.35 | 38.3% | 28.8% | 12.3% | 10.8% |
| 12 Years | +4.85 | 0.32 | 35.0% | 24.7% | 12.4% | 9.8% |
| 15 Years | +3.58 | 0.29 | 32.5% | 22.4% | 11.1% | 10.2% |
65
Total Holdings
17.3%
Top 10 Weight
29
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | GAIL (India) Ltd. | 2.09% |
| 2 | Delhivery Ltd. | 2.06% |
| 3 | HDFC Bank Ltd. | 1.95% |
| 4 | Bandhan Bank Ltd. | 1.76% |
| 5 | Mahindra & Mahindra Financial Services Ltd. | 1.76% |
| 6 | Biocon Ltd. | 1.67% |
| 7 | ICICI Bank Ltd. | 1.65% |
| 8 | Indus Towers Ltd. | 1.58% |
| 9 | CESC Ltd. | 1.43% |
| 10 | Oil & Natural Gas Corporation Ltd. | 1.38% |