UTI Medium to Long Duration Fund
Direct · Growth ₹83.40
04 Aug 2026
NAV
6.7%
3Y CAGR
6.0%
5Y CAGR
6.5%
10Y CAGR
6.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.05
Sharpe
-13.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.40 L | 7.0% | -15.1% | 26.3% |
| 3 Years | ₹36.00 L | ₹40.33 L | 6.6% | -6.3% | 15.3% |
| 5 Years | ₹60.00 L | ₹70.97 L | 5.8% | -1.3% | 10.0% |
| 7 Years | ₹84.00 L | ₹1.03 Cr | 5.5% | 1.7% | 8.3% |
| 10 Years | ₹1.20 Cr | ₹1.65 Cr | 6.3% | 5.9% | 7.0% |
| 12 Years | ₹1.44 Cr | ₹2.15 Cr | 6.5% | 6.0% | 7.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.0% | 7.4% |
| 3 Years | 6.6% | 7.5% |
| 5 Years | 5.8% | 7.0% |
| 7 Years | 5.5% | 7.0% |
| 10 Years | 6.3% | 7.0% |
| 12 Years | 6.5% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.9% | 7.2% | -12.0% | 19.2% | 0.08 | 0.11 | 90% | — | — |
| 3 Years | 6.7% | 7.7% | -1.8% | 13.9% | 0.04 | 0.05 | 91% | — | — |
| 5 Years | 6.0% | 5.3% | 2.3% | 9.8% | -0.23 | -0.27 | 100% | — | — |
| 10 Years | 6.5% | 6.5% | 5.7% | 7.2% | -0.05 | -0.07 | 100% | — | — |
-13.1%
Max Drawdown
15 mo
Drawdown Duration
18 mo
Recovery Time
-1.4%
Avg Drawdown
Calmar Ratio by Duration
0.53
1Y
0.51
3Y
0.46
5Y
0.42
7Y
0.50
10Y
0.53
12Y