SBI Gilt Fund
Direct · Growth ₹72.58
30 Oct 2026
NAV
8.9%
3Y CAGR
8.6%
5Y CAGR
8.8%
10Y CAGR
8.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.65
Sharpe
-9.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.46%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.45 L | 8.9% | -3.2% | 30.5% |
| 3 Years | ₹36.00 L | ₹40.57 L | 8.7% | 4.3% | 17.4% |
| 5 Years | ₹60.00 L | ₹72.67 L | 8.2% | 5.7% | 11.5% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 8.3% | 5.9% | 11.4% |
| 10 Years | ₹1.20 Cr | ₹1.82 Cr | 8.0% | 6.7% | 8.7% |
| 12 Years | ₹1.44 Cr | ₹2.37 Cr | 8.1% | 7.1% | 9.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.9% | 5.2% |
| 3 Years | 8.7% | 7.2% |
| 5 Years | 8.2% | 7.4% |
| 7 Years | 8.3% | 7.9% |
| 10 Years | 8.0% | 7.6% |
| 12 Years | 8.1% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.9% | 8.2% | -1.0% | 23.9% | 0.46 | 1.21 | 98% | — | — |
| 3 Years | 8.9% | 8.6% | 4.9% | 16.1% | 1.01 | 8.29 | 100% | — | — |
| 5 Years | 8.6% | 8.6% | 6.0% | 11.8% | 1.38 | 24.90 | 100% | — | — |
| 10 Years | 8.8% | 8.9% | 7.3% | 9.8% | 3.65 | — | 100% | — | — |
-9.5%
Max Drawdown
3 mo
Drawdown Duration
9 mo
Recovery Time
-0.6%
Avg Drawdown
Calmar Ratio by Duration
0.94
1Y
0.94
3Y
0.91
5Y
0.93
7Y
0.93
10Y
0.95
12Y