SBI Gold Fund
Direct · Growth ₹44.15
06 Jul 2026
NAV
11.3%
3Y CAGR
10.8%
5Y CAGR
10.7%
10Y CAGR
11.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.04
Sharpe
-25.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 14.6% | -22.1% | 170.0% |
| 3 Years | ₹36.00 L | ₹41.42 L | 13.5% | -8.5% | 66.1% |
| 5 Years | ₹60.00 L | ₹80.00 L | 13.3% | -1.2% | 43.3% |
| 7 Years | ₹84.00 L | ₹1.28 Cr | 14.0% | 6.2% | 32.9% |
| 10 Years | ₹1.20 Cr | ₹2.29 Cr | 14.2% | 8.2% | 25.8% |
| 12 Years | ₹1.44 Cr | ₹4.11 Cr | 16.1% | 10.8% | 22.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.6% | 14.5% | 22.8% | +0.1% |
| 3 Years | 13.5% | 11.2% | 20.0% | +2.3% |
| 5 Years | 13.3% | 10.4% | 13.3% | +2.8% |
| 7 Years | 14.0% | 10.6% | 12.9% | +3.5% |
| 10 Years | 14.2% | 11.5% | 12.2% | +2.7% |
| 12 Years | 16.1% | 11.4% | 12.5% | +4.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.7% | 8.9% | -18.2% | 115.9% | 0.36 | 1.00 | 74% | — | — |
| 3 Years | 11.3% | 10.5% | -7.5% | 44.4% | 0.47 | 1.36 | 89% | — | — |
| 5 Years | 10.8% | 12.0% | -2.5% | 28.6% | 0.67 | 1.61 | 92% | — | — |
| 10 Years | 10.7% | 10.0% | 4.9% | 19.9% | 1.04 | 12.82 | 100% | — | — |
-25.0%
Max Drawdown
29 mo
Drawdown Duration
43 mo
Recovery Time
-9.5%
Avg Drawdown
Calmar Ratio by Duration
0.55
1Y
0.45
3Y
0.43
5Y
0.46
7Y
0.43
10Y
0.45
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +38.84 | 0.65 | 83.1% | 30.0% | 40.8% | -0.4% |
| 3 Years | +25.63 | 0.26 | 43.2% | 4.0% | 32.5% | 8.0% |
| 5 Years | +16.39 | 0.11 | 27.4% | 0.1% | 23.1% | 8.7% |
| 7 Years | +14.26 | -0.01 | 14.8% | -7.6% | 20.7% | 12.4% |
| 10 Years | +8.98 | -0.03 | 8.6% | -10.1% | 15.3% | 11.2% |
| 12 Years | +7.14 | -0.05 | 5.1% | -11.8% | 13.4% | 10.2% |
| 15 Years | +3.40 | -0.07 | 2.1% | -11.9% | 9.7% | 9.9% |