SBI Gold Fund
Direct · Growth ₹41.61
03 Nov 2026
NAV
11.8%
3Y CAGR
11.2%
5Y CAGR
11.1%
10Y CAGR
11.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.11
Sharpe
-25.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.24%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 14.5% | -22.1% | 170.0% |
| 3 Years | ₹36.00 L | ₹41.59 L | 14.0% | -8.5% | 66.1% |
| 5 Years | ₹60.00 L | ₹80.33 L | 13.8% | -1.2% | 43.3% |
| 7 Years | ₹84.00 L | ₹1.29 Cr | 14.4% | 6.2% | 32.9% |
| 10 Years | ₹1.20 Cr | ₹2.31 Cr | 14.6% | 8.2% | 25.8% |
| 12 Years | ₹1.44 Cr | ₹4.35 Cr | 16.5% | 10.8% | 22.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.5% | 14.3% | 22.7% | +0.2% |
| 3 Years | 14.0% | 11.0% | 19.3% | +3.0% |
| 5 Years | 13.8% | 10.4% | 13.1% | +3.4% |
| 7 Years | 14.4% | 10.6% | 12.7% | +3.9% |
| 10 Years | 14.6% | 11.4% | 12.3% | +3.2% |
| 12 Years | 16.5% | 11.3% | 12.3% | +5.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 14.1% | 9.4% | -18.2% | 115.9% | 0.37 | 1.07 | 75% | — | — |
| 3 Years | 11.8% | 11.1% | -7.5% | 44.4% | 0.50 | 1.54 | 89% | — | — |
| 5 Years | 11.2% | 12.1% | -2.5% | 28.6% | 0.70 | 1.79 | 92% | — | — |
| 10 Years | 11.1% | 10.2% | 4.9% | 19.9% | 1.11 | 14.40 | 100% | — | — |
-25.0%
Max Drawdown
29 mo
Drawdown Duration
43 mo
Recovery Time
-9.6%
Avg Drawdown
Calmar Ratio by Duration
0.56
1Y
0.47
3Y
0.45
5Y
0.47
7Y
0.44
10Y
0.47
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.20 | 0.64 | 82.7% | 56.1% | 12.7% | -7.6% |
| 3 Years | +22.81 | 0.28 | 47.2% | 12.0% | 29.6% | 7.4% |
| 5 Years | +16.07 | 0.13 | 30.7% | 4.2% | 22.5% | 6.0% |
| 7 Years | +12.25 | 0.00 | 17.1% | -3.0% | 18.8% | 10.4% |
| 10 Years | +8.81 | -0.03 | 10.1% | -8.2% | 15.2% | 10.9% |
| 12 Years | +7.34 | -0.04 | 7.1% | -9.7% | 13.7% | 9.2% |
| 15 Years | +3.08 | -0.06 | 3.0% | -10.4% | 9.4% | 9.6% |