Union Gilt Fund
Direct · Growth ₹12.25
19 Oct 2026
NAV
5.9%
3Y CAGR
5.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.74
Sharpe
-6.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.36 L | 5.6% | -8.5% | 13.7% |
| 3 Years | ₹36.00 L | ₹38.47 L | 4.8% | 1.3% | 8.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 5.6% | 5.2% |
| 3 Years | 4.8% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 5.8% | 7.0% | -4.5% | 12.6% | -0.17 | -0.19 | 91% | — | — |
| 3 Years | 5.9% | 6.0% | 4.4% | 7.8% | -0.74 | -0.62 | 100% | — | — |
-6.5%
Max Drawdown
10 mo
Drawdown Duration
3 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.90
1Y
0.91
3Y