Aditya Birla Sun Life Gilt Fund
Direct · Growth ₹88.35
11 Nov 2026
NAV
8.6%
3Y CAGR
8.4%
5Y CAGR
8.5%
10Y CAGR
8.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.70
Sharpe
-10.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.44 L | 8.5% | -6.8% | 31.9% |
| 3 Years | ₹36.00 L | ₹40.48 L | 8.4% | 2.2% | 18.1% |
| 5 Years | ₹60.00 L | ₹72.82 L | 7.9% | 4.0% | 11.5% |
| 7 Years | ₹84.00 L | ₹1.09 Cr | 8.0% | 4.7% | 11.4% |
| 10 Years | ₹1.20 Cr | ₹1.79 Cr | 7.6% | 5.8% | 8.4% |
| 12 Years | ₹1.44 Cr | ₹2.30 Cr | 7.6% | 6.4% | 8.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.5% | 5.2% |
| 3 Years | 8.4% | 7.2% |
| 5 Years | 7.9% | 7.4% |
| 7 Years | 8.0% | 7.9% |
| 10 Years | 7.6% | 7.6% |
| 12 Years | 7.6% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.4% | 8.0% | -3.9% | 23.6% | 0.35 | 0.74 | 96% | — | — |
| 3 Years | 8.6% | 8.6% | 4.2% | 16.4% | 0.81 | 3.99 | 100% | — | — |
| 5 Years | 8.4% | 8.2% | 4.8% | 11.7% | 1.04 | 4.74 | 100% | — | — |
| 10 Years | 8.5% | 8.6% | 6.6% | 9.6% | 2.70 | — | 100% | — | — |
-10.8%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-1.1%
Avg Drawdown
Calmar Ratio by Duration
0.78
1Y
0.80
3Y
0.78
5Y
0.80
7Y
0.79
10Y
0.80
12Y
42
Total Holdings
50.5%
Top 10 Weight
19
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 9.17% |
| 2 | Infosys Limited | 7.84% |
| 3 | HDFC Bank Limited | 7.27% |
| 4 | LTIMindtree Ltd | 5.87% |
| 5 | ABB India Limited | 3.56% |
| 6 | Bajaj Finance Limited | 3.54% |
| 7 | Mahindra & Mahindra Limited | 3.52% |
| 8 | Titan Company Limited | 3.40% |
| 9 | TVS Motor Company Limited | 3.19% |
| 10 | HCL Technologies Limited | 3.12% |