Bandhan Gilt Fund
Direct · Growth ₹41.10
18 Aug 2026
NAV
8.7%
3Y CAGR
8.5%
5Y CAGR
8.6%
10Y CAGR
8.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.34
Sharpe
-7.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.53%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.46 L | 8.8% | -4.3% | 27.7% |
| 3 Years | ₹36.00 L | ₹40.67 L | 8.6% | 3.2% | 15.9% |
| 5 Years | ₹60.00 L | ₹72.47 L | 8.2% | 5.5% | 12.5% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 8.4% | 6.1% | 11.8% |
| 10 Years | ₹1.20 Cr | ₹1.80 Cr | 7.9% | 7.0% | 8.6% |
| 12 Years | ₹1.44 Cr | ₹2.35 Cr | 8.0% | 7.4% | 8.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.8% | 6.7% |
| 3 Years | 8.6% | 7.2% |
| 5 Years | 8.2% | 7.5% |
| 7 Years | 8.4% | 7.6% |
| 10 Years | 7.9% | 7.2% |
| 12 Years | 8.0% | 7.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.7% | 8.0% | -1.4% | 19.8% | 0.42 | 0.96 | 98% | — | — |
| 3 Years | 8.7% | 8.5% | 3.4% | 14.3% | 0.91 | 3.36 | 100% | — | — |
| 5 Years | 8.5% | 8.6% | 5.4% | 11.3% | 1.36 | 8.93 | 100% | — | — |
| 10 Years | 8.6% | 8.6% | 7.9% | 9.3% | 5.34 | — | 100% | — | — |
-7.1%
Max Drawdown
3 mo
Drawdown Duration
5 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
1.23
1Y
1.23
3Y
1.21
5Y
1.25
7Y
1.22
10Y
1.24
12Y