DSP Gilt Fund
Direct · Growth ₹106.88
18 Aug 2026
NAV
8.4%
3Y CAGR
8.3%
5Y CAGR
8.4%
10Y CAGR
8.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.75
Sharpe
-7.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.56%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.43 L | 8.3% | -6.5% | 28.5% |
| 3 Years | ₹36.00 L | ₹40.58 L | 8.4% | 3.2% | 15.9% |
| 5 Years | ₹60.00 L | ₹72.25 L | 8.1% | 4.9% | 11.8% |
| 7 Years | ₹84.00 L | ₹1.11 Cr | 8.3% | 5.4% | 11.2% |
| 10 Years | ₹1.20 Cr | ₹1.81 Cr | 7.9% | 6.5% | 8.8% |
| 12 Years | ₹1.44 Cr | ₹2.37 Cr | 8.0% | 7.0% | 8.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.3% | 7.6% |
| 3 Years | 8.4% | 7.7% |
| 5 Years | 8.1% | 7.6% |
| 7 Years | 8.3% | 7.7% |
| 10 Years | 7.9% | 7.4% |
| 12 Years | 8.0% | 7.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.2% | 8.0% | -2.8% | 19.4% | 0.34 | 0.68 | 96% | — | — |
| 3 Years | 8.4% | 8.0% | 4.3% | 13.6% | 0.93 | 4.47 | 100% | — | — |
| 5 Years | 8.3% | 8.3% | 5.5% | 10.8% | 1.42 | 12.16 | 100% | — | — |
| 10 Years | 8.4% | 8.4% | 7.5% | 9.1% | 4.75 | — | 100% | — | — |
-7.6%
Max Drawdown
7 mo
Drawdown Duration
9 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
1.08
1Y
1.11
3Y
1.10
5Y
1.14
7Y
1.11
10Y
1.11
12Y