LIC MF Medium to Long Duration Fund
Direct · Growth ₹82.49
18 Aug 2026
NAV
7.1%
3Y CAGR
6.8%
5Y CAGR
7.0%
10Y CAGR
7.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.79
Sharpe
-6.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.21%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.40 L | 7.4% | -2.7% | 21.2% |
| 3 Years | ₹36.00 L | ₹40.07 L | 7.1% | 1.9% | 12.6% |
| 5 Years | ₹60.00 L | ₹70.82 L | 6.7% | 4.4% | 9.2% |
| 7 Years | ₹84.00 L | ₹1.06 Cr | 6.8% | 5.2% | 8.9% |
| 10 Years | ₹1.20 Cr | ₹1.68 Cr | 6.6% | 6.1% | 7.4% |
| 12 Years | ₹1.44 Cr | ₹2.21 Cr | 7.0% | 6.5% | 7.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.4% | 7.5% |
| 3 Years | 7.1% | 7.5% |
| 5 Years | 6.7% | 7.1% |
| 7 Years | 6.8% | 7.0% |
| 10 Years | 6.6% | 7.0% |
| 12 Years | 7.0% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.3% | 7.6% | -1.0% | 15.2% | 0.21 | 0.35 | 99% | — | — |
| 3 Years | 7.1% | 7.2% | 3.6% | 11.6% | 0.36 | 0.69 | 100% | — | — |
| 5 Years | 6.8% | 6.6% | 5.1% | 8.5% | 0.39 | 0.89 | 100% | — | — |
| 10 Years | 7.0% | 7.0% | 6.6% | 7.5% | 2.79 | — | 100% | — | — |
-6.2%
Max Drawdown
3 mo
Drawdown Duration
5 mo
Recovery Time
-0.4%
Avg Drawdown
Calmar Ratio by Duration
1.17
1Y
1.14
3Y
1.10
5Y
1.13
7Y
1.13
10Y
1.18
12Y