LIC MF Equity Savings Fund
Direct · Growth ₹32.14
02 Nov 2026
NAV
8.1%
3Y CAGR
7.8%
5Y CAGR
7.9%
10Y CAGR
8.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.44
Sharpe
-18.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.33%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.39 L | 8.3% | -24.8% | 35.1% |
| 3 Years | ₹36.00 L | ₹40.22 L | 8.0% | -5.5% | 15.3% |
| 5 Years | ₹60.00 L | ₹73.55 L | 8.0% | -1.1% | 12.0% |
| 7 Years | ₹84.00 L | ₹1.13 Cr | 8.3% | 1.4% | 10.8% |
| 10 Years | ₹1.20 Cr | ₹1.85 Cr | 8.4% | 6.7% | 9.5% |
| 12 Years | ₹1.44 Cr | ₹2.42 Cr | 8.5% | 7.5% | 9.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.3% | 6.9% |
| 3 Years | 8.0% | 9.2% |
| 5 Years | 8.0% | 9.3% |
| 7 Years | 8.3% | 9.2% |
| 10 Years | 8.4% | 9.2% |
| 12 Years | 8.5% | 9.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.2% | 7.2% | -9.4% | 35.2% | 0.30 | 0.71 | 98% | — | — |
| 3 Years | 8.1% | 8.7% | -0.7% | 14.0% | 0.68 | 1.51 | 100% | — | — |
| 5 Years | 7.8% | 7.6% | 1.8% | 13.4% | 0.74 | 2.21 | 100% | — | — |
| 10 Years | 7.9% | 8.0% | 6.8% | 8.6% | 3.44 | — | 100% | — | — |
-18.5%
Max Drawdown
1 mo
Drawdown Duration
8 mo
Recovery Time
-1.4%
Avg Drawdown
Calmar Ratio by Duration
0.44
1Y
0.44
3Y
0.42
5Y
0.42
7Y
0.43
10Y
0.44
12Y
57
Total Holdings
18.7%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Cipla Ltd. | 2.66% |
| 2 | State Bank of India | 2.23% |
| 3 | Eternal Ltd. | 2.01% |
| 4 | Bajaj Auto Ltd. | 1.79% |
| 5 | APL Apollo Tubes Ltd. | 1.78% |
| 6 | Bank of Baroda | 1.74% |
| 7 | Divi's Laboratories Ltd. | 1.68% |
| 8 | Solar Industries India Ltd. | 1.60% |
| 9 | Ashok Leyland Ltd. | 1.59% |
| 10 | Torrent Pharmaceuticals Ltd. | 1.59% |