PGIM India Equity Savings Fund
Direct · Growth ₹58.37
03 Nov 2026
NAV
8.9%
3Y CAGR
8.7%
5Y CAGR
8.8%
10Y CAGR
8.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.22
Sharpe
-16.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.59%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.45 L | 9.1% | -24.6% | 29.3% |
| 3 Years | ₹36.00 L | ₹40.64 L | 8.6% | -4.2% | 14.1% |
| 5 Years | ₹60.00 L | ₹73.93 L | 8.4% | 0.9% | 11.9% |
| 7 Years | ₹84.00 L | ₹1.13 Cr | 8.3% | 4.0% | 10.2% |
| 10 Years | ₹1.20 Cr | ₹1.85 Cr | 8.3% | 7.0% | 9.0% |
| 12 Years | ₹1.44 Cr | ₹2.43 Cr | 8.2% | 7.2% | 8.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.1% | 6.9% |
| 3 Years | 8.6% | 9.2% |
| 5 Years | 8.4% | 9.3% |
| 7 Years | 8.3% | 9.2% |
| 10 Years | 8.3% | 9.2% |
| 12 Years | 8.2% | 9.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.1% | 8.0% | -9.4% | 30.1% | 0.46 | 1.21 | 97% | — | — |
| 3 Years | 8.9% | 8.4% | 1.4% | 14.5% | 1.09 | 4.30 | 100% | — | — |
| 5 Years | 8.7% | 8.6% | 4.4% | 12.3% | 1.58 | 12.01 | 100% | — | — |
| 10 Years | 8.8% | 9.0% | 7.3% | 9.8% | 3.22 | — | 100% | — | — |
-16.2%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
0.56
1Y
0.55
3Y
0.54
5Y
0.53
7Y
0.54
10Y
0.56
12Y