LIC MF Gilt Fund
Direct · Growth ₹67.39
18 Aug 2026
NAV
7.8%
3Y CAGR
7.6%
5Y CAGR
7.7%
10Y CAGR
7.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.46
Sharpe
-7.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.74%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 7.6% | -7.1% | 26.2% |
| 3 Years | ₹36.00 L | ₹40.06 L | 7.6% | 1.9% | 14.7% |
| 5 Years | ₹60.00 L | ₹71.41 L | 7.3% | 3.6% | 10.9% |
| 7 Years | ₹84.00 L | ₹1.07 Cr | 7.4% | 4.2% | 10.5% |
| 10 Years | ₹1.20 Cr | ₹1.73 Cr | 7.0% | 5.4% | 7.8% |
| 12 Years | ₹1.44 Cr | ₹2.23 Cr | 7.1% | 6.0% | 8.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.6% | 7.6% |
| 3 Years | 7.6% | 7.7% |
| 5 Years | 7.3% | 7.6% |
| 7 Years | 7.4% | 7.7% |
| 10 Years | 7.0% | 7.4% |
| 12 Years | 7.1% | 7.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.6% | 7.2% | -3.8% | 19.7% | 0.21 | 0.38 | 96% | — | — |
| 3 Years | 7.8% | 7.4% | 3.6% | 13.4% | 0.55 | 1.54 | 100% | — | — |
| 5 Years | 7.6% | 7.5% | 4.3% | 10.6% | 0.75 | 2.08 | 100% | — | — |
| 10 Years | 7.7% | 7.7% | 6.6% | 8.5% | 2.46 | — | 100% | — | — |
-7.4%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
1.03
1Y
1.05
3Y
1.03
5Y
1.07
7Y
1.04
10Y
1.05
12Y