LIC MF Flexi Cap Fund
Direct · Growth ₹116.76
31 Jul 2026
NAV
11.3%
3Y CAGR
11.0%
5Y CAGR
11.1%
10Y CAGR
11.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.91
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.63 L | 13.9% | -50.4% | 69.3% |
| 3 Years | ₹36.00 L | ₹41.55 L | 11.0% | -16.8% | 30.0% |
| 5 Years | ₹60.00 L | ₹79.44 L | 11.3% | -7.4% | 23.9% |
| 7 Years | ₹84.00 L | ₹1.26 Cr | 11.6% | -2.4% | 19.6% |
| 10 Years | ₹1.20 Cr | ₹2.24 Cr | 12.1% | 8.3% | 15.8% |
| 12 Years | ₹1.44 Cr | ₹3.00 Cr | 11.7% | 9.2% | 14.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.9% | 14.5% | 18.8% | -0.6% |
| 3 Years | 11.0% | 11.2% | 17.9% | -0.1% |
| 5 Years | 11.3% | 10.4% | 11.2% | +0.8% |
| 7 Years | 11.6% | 10.6% | — | +1.0% |
| 10 Years | 12.1% | 11.5% | — | +0.6% |
| 12 Years | 11.7% | 11.4% | — | +0.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.1% | 8.9% | -25.9% | 67.0% | 0.39 | 0.98 | 78% | — | — |
| 3 Years | 11.3% | 11.9% | -5.0% | 23.4% | 0.92 | 2.97 | 98% | — | — |
| 5 Years | 11.0% | 11.1% | -3.0% | 21.6% | 1.05 | 3.54 | 99% | — | — |
| 10 Years | 11.1% | 11.3% | 7.3% | 13.3% | 3.91 | — | 100% | — | — |
-34.2%
Max Drawdown
1 mo
Drawdown Duration
8 mo
Recovery Time
-6.5%
Avg Drawdown
Calmar Ratio by Duration
0.38
1Y
0.33
3Y
0.32
5Y
0.31
7Y
0.32
10Y
0.34
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.74 | 1.02 | 102.4% | 90.4% | 4.2% | -5.3% |
| 3 Years | +5.35 | 0.97 | 98.7% | 90.7% | 12.0% | 6.7% |
| 5 Years | +2.99 | 0.93 | 92.3% | 87.7% | 11.4% | 8.5% |
| 7 Years | +2.57 | 0.87 | 87.5% | 83.8% | 13.2% | 11.2% |
| 10 Years | +0.57 | 0.88 | 89.9% | 88.4% | 10.8% | 10.7% |
| 12 Years | +0.39 | 0.90 | 91.5% | 90.2% | 9.8% | 9.8% |
| 15 Years | +0.55 | 0.91 | 92.3% | 90.9% | 9.9% | 9.6% |
41
Total Holdings
34.4%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 4.76% |
| 2 | Axis Bank Ltd. | 3.99% |
| 3 | Solar Industries India Ltd. | 3.73% |
| 4 | InterGlobe Aviation Ltd. | 3.32% |
| 5 | Larsen & Toubro Ltd. | 3.30% |
| 6 | Apollo Hospitals Enterprise Ltd. | 3.26% |
| 7 | Navin Fluorine International Ltd. | 3.21% |
| 8 | IndusInd Bank Ltd. | 3.02% |
| 9 | Torrent Pharmaceuticals Ltd. | 2.95% |
| 10 | Samvardhana Motherson International Ltd. | 2.88% |