Kotak Gilt Fund
Direct · Growth ₹112.01
11 Nov 2026
NAV
8.4%
3Y CAGR
8.2%
5Y CAGR
8.3%
10Y CAGR
8.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.71
Sharpe
-13.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.47%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.44 L | 8.2% | -7.1% | 30.5% |
| 3 Years | ₹36.00 L | ₹40.45 L | 8.3% | 2.8% | 17.5% |
| 5 Years | ₹60.00 L | ₹72.47 L | 7.9% | 4.5% | 11.2% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 8.0% | 5.1% | 11.0% |
| 10 Years | ₹1.20 Cr | ₹1.80 Cr | 7.6% | 6.1% | 8.5% |
| 12 Years | ₹1.44 Cr | ₹2.29 Cr | 7.6% | 6.6% | 8.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.2% | 5.2% |
| 3 Years | 8.3% | 7.2% |
| 5 Years | 7.9% | 7.4% |
| 7 Years | 8.0% | 7.9% |
| 10 Years | 7.6% | 7.6% |
| 12 Years | 7.6% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.1% | 8.3% | -3.9% | 21.5% | 0.30 | 0.58 | 93% | — | — |
| 3 Years | 8.4% | 8.0% | 4.8% | 15.5% | 0.83 | 4.78 | 100% | — | — |
| 5 Years | 8.2% | 8.2% | 5.1% | 11.1% | 1.14 | 5.39 | 100% | — | — |
| 10 Years | 8.3% | 8.3% | 6.6% | 9.4% | 2.71 | — | 100% | — | — |
-13.3%
Max Drawdown
3 mo
Drawdown Duration
13 mo
Recovery Time
-1.2%
Avg Drawdown
Calmar Ratio by Duration
0.61
1Y
0.63
3Y
0.61
5Y
0.63
7Y
0.62
10Y
0.63
12Y