Kotak Gold Fund
Direct · Growth ₹59.58
18 Jun 2026
NAV
11.0%
3Y CAGR
10.7%
5Y CAGR
10.5%
10Y CAGR
10.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.00
Sharpe
-26.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 14.5% | -21.5% | 166.1% |
| 3 Years | ₹36.00 L | ₹41.32 L | 13.1% | -8.7% | 65.2% |
| 5 Years | ₹60.00 L | ₹80.07 L | 13.0% | -1.2% | 42.6% |
| 7 Years | ₹84.00 L | ₹1.28 Cr | 13.9% | 6.6% | 32.5% |
| 10 Years | ₹1.20 Cr | ₹2.28 Cr | 13.9% | 8.3% | 25.6% |
| 12 Years | ₹1.44 Cr | ₹3.75 Cr | 15.9% | 10.8% | 22.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.5% | 14.5% | 24.7% | +0.0% |
| 3 Years | 13.1% | 11.2% | 20.3% | +2.0% |
| 5 Years | 13.0% | 10.4% | 13.3% | +2.6% |
| 7 Years | 13.9% | 10.6% | 12.8% | +3.3% |
| 10 Years | 13.9% | 11.5% | 12.1% | +2.4% |
| 12 Years | 15.9% | 11.4% | 12.6% | +4.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.2% | 9.0% | -17.8% | 113.6% | 0.34 | 0.93 | 74% | — | — |
| 3 Years | 11.0% | 10.6% | -7.9% | 43.8% | 0.46 | 1.25 | 89% | — | — |
| 5 Years | 10.7% | 12.0% | -2.6% | 28.2% | 0.67 | 1.54 | 92% | — | — |
| 10 Years | 10.5% | 9.8% | 5.0% | 19.8% | 1.00 | 12.10 | 100% | — | — |
-26.3%
Max Drawdown
24 mo
Drawdown Duration
48 mo
Recovery Time
-9.4%
Avg Drawdown
Calmar Ratio by Duration
0.50
1Y
0.42
3Y
0.41
5Y
0.43
7Y
0.40
10Y
0.42
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +50.00 | 0.70 | 92.6% | 30.4% | 49.3% | -3.8% |
| 3 Years | +27.77 | 0.25 | 47.2% | 6.1% | 34.8% | 8.4% |
| 5 Years | +17.26 | 0.11 | 28.5% | 0.6% | 24.0% | 8.8% |
| 7 Years | +16.41 | 0.02 | 16.9% | -7.1% | 23.0% | 10.8% |
| 10 Years | +10.01 | -0.00 | 10.9% | -8.8% | 16.5% | 11.4% |
| 12 Years | +7.68 | -0.02 | 8.0% | -9.3% | 14.1% | 10.1% |
| 15 Years | +3.68 | -0.04 | 4.2% | -10.1% | 10.1% | 9.7% |