Kotak Gold Fund
Direct · Growth ₹56.26
30 Oct 2026
NAV
11.8%
3Y CAGR
11.3%
5Y CAGR
11.1%
10Y CAGR
11.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.10
Sharpe
-26.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.16%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 14.5% | -21.5% | 166.1% |
| 3 Years | ₹36.00 L | ₹41.54 L | 14.0% | -8.7% | 65.2% |
| 5 Years | ₹60.00 L | ₹80.54 L | 13.8% | -1.2% | 42.6% |
| 7 Years | ₹84.00 L | ₹1.29 Cr | 14.4% | 6.6% | 32.5% |
| 10 Years | ₹1.20 Cr | ₹2.31 Cr | 14.6% | 8.3% | 25.6% |
| 12 Years | ₹1.44 Cr | ₹4.33 Cr | 16.4% | 10.8% | 22.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.5% | 14.3% | 22.8% | +0.2% |
| 3 Years | 14.0% | 11.0% | 19.3% | +2.9% |
| 5 Years | 13.8% | 10.4% | 13.1% | +3.4% |
| 7 Years | 14.4% | 10.6% | 12.7% | +3.9% |
| 10 Years | 14.6% | 11.4% | 12.3% | +3.1% |
| 12 Years | 16.4% | 11.3% | 12.3% | +5.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 14.0% | 9.6% | -17.8% | 113.6% | 0.38 | 1.06 | 75% | — | — |
| 3 Years | 11.8% | 11.1% | -7.9% | 43.8% | 0.50 | 1.51 | 89% | — | — |
| 5 Years | 11.3% | 12.3% | -2.6% | 28.2% | 0.71 | 1.80 | 93% | — | — |
| 10 Years | 11.1% | 10.2% | 5.0% | 19.8% | 1.10 | 14.50 | 100% | — | — |
-26.3%
Max Drawdown
24 mo
Drawdown Duration
48 mo
Recovery Time
-9.6%
Avg Drawdown
Calmar Ratio by Duration
0.53
1Y
0.45
3Y
0.43
5Y
0.45
7Y
0.42
10Y
0.44
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +21.78 | 0.73 | 94.4% | 59.6% | 15.6% | -10.9% |
| 3 Years | +23.81 | 0.29 | 51.4% | 15.6% | 30.3% | 6.4% |
| 5 Years | +16.16 | 0.13 | 31.7% | 5.3% | 22.5% | 5.2% |
| 7 Years | +12.48 | 0.05 | 20.0% | 0.0% | 19.1% | 10.0% |
| 10 Years | +8.78 | 0.01 | 12.2% | -5.8% | 15.3% | 10.3% |
| 12 Years | +7.16 | -0.01 | 10.1% | -6.3% | 13.7% | 9.0% |
| 15 Years | +3.10 | -0.03 | 5.3% | -8.0% | 9.5% | 9.4% |