Kotak Gold Fund
Direct · Growth ₹61.75
18 Aug 2026
NAV
11.3%
3Y CAGR
11.0%
5Y CAGR
10.8%
10Y CAGR
11.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.05
Sharpe
-26.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.16%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 14.6% | -21.5% | 166.1% |
| 3 Years | ₹36.00 L | ₹41.42 L | 13.5% | -8.7% | 65.2% |
| 5 Years | ₹60.00 L | ₹80.27 L | 13.4% | -1.2% | 42.6% |
| 7 Years | ₹84.00 L | ₹1.29 Cr | 14.1% | 6.6% | 32.5% |
| 10 Years | ₹1.20 Cr | ₹2.29 Cr | 14.2% | 8.3% | 25.6% |
| 12 Years | ₹1.44 Cr | ₹4.18 Cr | 16.1% | 10.8% | 22.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.6% | 14.4% | 22.6% | +0.2% |
| 3 Years | 13.5% | 11.1% | 19.6% | +2.5% |
| 5 Years | 13.4% | 10.4% | 13.0% | +3.0% |
| 7 Years | 14.1% | 10.6% | 13.0% | +3.6% |
| 10 Years | 14.2% | 11.5% | 12.2% | +2.7% |
| 12 Years | 16.1% | 11.4% | 12.6% | +4.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.7% | 9.3% | -17.8% | 113.6% | 0.36 | 1.01 | 75% | — | — |
| 3 Years | 11.3% | 10.9% | -7.9% | 43.8% | 0.48 | 1.37 | 89% | — | — |
| 5 Years | 11.0% | 12.1% | -2.6% | 28.2% | 0.69 | 1.66 | 92% | — | — |
| 10 Years | 10.8% | 10.0% | 5.0% | 19.8% | 1.05 | 13.24 | 100% | — | — |
-26.3%
Max Drawdown
24 mo
Drawdown Duration
48 mo
Recovery Time
-9.5%
Avg Drawdown
Calmar Ratio by Duration
0.52
1Y
0.43
3Y
0.42
5Y
0.44
7Y
0.41
10Y
0.43
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +52.83 | 0.71 | 98.4% | 35.1% | 52.6% | -2.9% |
| 3 Years | +29.60 | 0.26 | 48.7% | 6.0% | 36.4% | 7.8% |
| 5 Years | +18.42 | 0.11 | 29.7% | 0.8% | 25.1% | 7.8% |
| 7 Years | +14.31 | 0.04 | 17.8% | -4.1% | 21.0% | 11.8% |
| 10 Years | +9.91 | 0.01 | 11.7% | -7.8% | 16.4% | 10.8% |
| 12 Years | +7.62 | -0.01 | 9.0% | -7.9% | 14.1% | 9.8% |
| 15 Years | +3.80 | -0.04 | 4.7% | -9.7% | 10.2% | 9.7% |