PGIM India Gilt Fund
Direct · Growth ₹33.61
31 Jul 2026
NAV
7.8%
3Y CAGR
7.5%
5Y CAGR
7.7%
10Y CAGR
7.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.95
Sharpe
-11.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 7.7% | -3.9% | 21.7% |
| 3 Years | ₹36.00 L | ₹40.33 L | 7.7% | 3.8% | 13.4% |
| 5 Years | ₹60.00 L | ₹71.72 L | 7.3% | 5.1% | 9.7% |
| 7 Years | ₹84.00 L | ₹1.08 Cr | 7.4% | 5.4% | 9.6% |
| 10 Years | ₹1.20 Cr | ₹1.73 Cr | 7.1% | 6.1% | 7.9% |
| 12 Years | ₹1.44 Cr | ₹2.27 Cr | 7.3% | 6.5% | 8.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.7% | 20.4% |
| 3 Years | 7.7% | 8.0% |
| 5 Years | 7.3% | 7.7% |
| 7 Years | 7.4% | 7.7% |
| 10 Years | 7.1% | 7.5% |
| 12 Years | 7.3% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.7% | 7.6% | -2.3% | 17.6% | 0.29 | 0.53 | 98% | — | — |
| 3 Years | 7.8% | 7.6% | 4.3% | 12.6% | 0.70 | 2.28 | 100% | — | — |
| 5 Years | 7.5% | 7.3% | 5.4% | 9.9% | 0.98 | 4.98 | 100% | — | — |
| 10 Years | 7.7% | 7.7% | 6.8% | 8.4% | 2.95 | — | 100% | — | — |
-11.4%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-0.8%
Avg Drawdown
Calmar Ratio by Duration
0.67
1Y
0.68
3Y
0.66
5Y
0.68
7Y
0.67
10Y
0.69
12Y