ICICI Prudential Retirement Fund Pure Equity Plan
Direct · Growth ₹39.51
12 Nov 2026
NAV
25.2%
3Y CAGR
25.4%
5Y CAGR
23.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.01
Sharpe
-37.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.71%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.99 L | 24.3% | -58.4% | 95.9% |
| 3 Years | ₹36.00 L | ₹50.86 L | 25.1% | 5.4% | 38.6% |
| 5 Years | ₹60.00 L | ₹1.10 Cr | 25.7% | 14.5% | 34.7% |
| 7 Years | ₹84.00 L | ₹1.85 Cr | 22.3% | 19.0% | 24.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 24.3% | 14.3% | 6.7% | +10.0% |
| 3 Years | 25.1% | 11.0% | 12.8% | +14.1% |
| 5 Years | 25.7% | 10.4% | 13.3% | +15.3% |
| 7 Years | 22.3% | 10.6% | 12.2% | +11.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 23.3% | 18.4% | -32.6% | 91.2% | 0.73 | 2.61 | 89% | — | — |
| 3 Years | 25.2% | 25.5% | 14.9% | 36.9% | 4.04 | — | 100% | — | — |
| 5 Years | 25.4% | 24.9% | 16.5% | 34.8% | 5.01 | — | 100% | — | — |
-37.2%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-4.3%
Avg Drawdown
Calmar Ratio by Duration
0.63
1Y
0.68
3Y
0.68
5Y
0.55
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.09 | 0.93 | 95.3% | 88.4% | 3.6% | -2.1% |
| 3 Years | +11.14 | 1.04 | 108.8% | 96.0% | 20.1% | 8.9% |
| 5 Years | +11.24 | 0.94 | 99.3% | 85.9% | 18.0% | 6.8% |
| 7 Years | +9.83 | 0.90 | 95.0% | 84.9% | 20.5% | 11.2% |
| 10 Years | +6.11 | 0.88 | 93.2% | 84.3% | 14.6% | 8.7% |
| 12 Years | +4.87 | 0.88 | 93.2% | 84.3% | 12.0% | 7.2% |
| 15 Years | +3.67 | 0.88 | 93.2% | 84.3% | 9.5% | 5.7% |
84
Total Holdings
30.0%
Top 10 Weight
35
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 4.99% |
| 2 | Reliance Industries Ltd. | 3.94% |
| 3 | Multi Commodity Exchange Of India Ltd. | 3.81% |
| 4 | Hindustan Unilever Ltd. | 3.60% |
| 5 | Bharti Airtel Ltd. | 2.36% |
| 6 | Cummins India Ltd. | 2.31% |
| 7 | Apar Industries Ltd. | 2.29% |
| 8 | ICICI Bank Ltd. | 2.29% |
| 9 | Avenue Supermarts Ltd. | 2.25% |
| 10 | Britannia Industries Ltd. | 2.13% |