PGIM India Retirement Fund
Direct · Growth ₹13.04
18 Aug 2026
NAV
6.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.07
Sharpe
-16.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.70%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 5.2% | -22.8% | 18.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 5.2% | 14.4% | 11.7% | -9.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.1% | 5.3% | -4.0% | 21.7% | -0.07 | -0.10 | 90% | — | — |
-16.5%
Max Drawdown
5 mo
Drawdown Duration
4 mo
Recovery Time
-4.1%
Avg Drawdown
Calmar Ratio by Duration
0.37
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.34 | 0.92 | 94.3% | 83.6% | 5.2% | -2.9% |
| 3 Years | +6.13 | 0.92 | 96.3% | 85.7% | 9.1% | 2.6% |
| 5 Years | +3.38 | 0.92 | 96.3% | 85.7% | 5.3% | 1.6% |
| 7 Years | +2.24 | 0.92 | 96.3% | 85.7% | 3.8% | 1.1% |
| 10 Years | +1.39 | 0.92 | 96.3% | 85.7% | 2.6% | 0.8% |
| 12 Years | +1.08 | 0.92 | 96.3% | 85.7% | 2.2% | 0.7% |
| 15 Years | +0.75 | 0.92 | 96.3% | 85.7% | 1.8% | 0.5% |