PGIM India Retirement Fund
Direct · Growth ₹12.66
06 Jul 2026
NAV
6.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.04
Sharpe
-16.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.38 L | 4.6% | -22.8% | 18.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 4.6% | 14.5% | 11.8% | -9.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.3% | 5.4% | -4.0% | 21.7% | -0.04 | -0.06 | 90% | — | — |
-16.5%
Max Drawdown
5 mo
Drawdown Duration
4 mo
Recovery Time
-4.2%
Avg Drawdown
Calmar Ratio by Duration
0.38
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.68 | 0.94 | 94.9% | 88.0% | 1.9% | -3.4% |
| 3 Years | +5.23 | 0.92 | 96.2% | 86.8% | 8.3% | 2.8% |
| 5 Years | +2.86 | 0.92 | 96.2% | 86.8% | 4.9% | 1.6% |
| 7 Years | +1.88 | 0.92 | 96.2% | 86.8% | 3.5% | 1.2% |
| 10 Years | +1.15 | 0.92 | 96.2% | 86.8% | 2.4% | 0.8% |
| 12 Years | +0.87 | 0.92 | 96.2% | 86.8% | 2.0% | 0.7% |
| 15 Years | +0.59 | 0.92 | 96.2% | 86.8% | 1.6% | 0.6% |