PGIM India Retirement Fund
Direct · Growth ₹12.20
19 Oct 2026
NAV
5.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.16
Sharpe
-16.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.70%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.44 L | 5.6% | -22.8% | 18.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 5.6% | 14.3% | 6.8% | -8.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 5.7% | 4.8% | -4.0% | 21.7% | -0.16 | -0.22 | 88% | — | — |
-16.5%
Max Drawdown
5 mo
Drawdown Duration
4 mo
Recovery Time
-4.0%
Avg Drawdown
Calmar Ratio by Duration
0.34
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.76 | 0.88 | 88.2% | 79.8% | -1.9% | -9.5% |
| 3 Years | +5.47 | 0.91 | 94.2% | 85.0% | 7.2% | 1.2% |
| 5 Years | +2.99 | 0.91 | 94.2% | 85.0% | 4.2% | 0.7% |
| 7 Years | +1.94 | 0.91 | 94.2% | 85.0% | 3.0% | 0.5% |
| 10 Years | +1.17 | 0.91 | 94.2% | 85.0% | 2.1% | 0.4% |
| 12 Years | +0.87 | 0.91 | 94.2% | 85.0% | 1.7% | 0.3% |
| 15 Years | +0.58 | 0.91 | 94.2% | 85.0% | 1.4% | 0.2% |