SBI Retirement Benefit Fund Conservative Hybrid Plan
Direct · Growth ₹15.96
12 Jun 2026
NAV
10.8%
3Y CAGR
9.1%
5Y CAGR
9.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.02
Sharpe
-6.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 8.9% | -10.2% | 22.6% |
| 3 Years | ₹36.00 L | ₹42.03 L | 10.5% | 1.9% | 16.1% |
| 5 Years | ₹60.00 L | ₹72.00 L | 7.6% | 5.7% | 9.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 8.9% | 14.5% | 11.9% | -5.6% |
| 3 Years | 10.5% | 11.2% | 12.7% | -0.7% |
| 5 Years | 7.6% | 10.4% | 12.6% | -2.8% |