SBI Retirement Benefit Fund Aggressive Hybrid Plan
Direct · Growth ₹20.39
18 Jun 2026
NAV
15.6%
3Y CAGR
13.7%
5Y CAGR
14.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
8.07
Sharpe
-14.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.72 L | 13.2% | -16.8% | 39.7% |
| 3 Years | ₹36.00 L | ₹43.77 L | 14.7% | 1.2% | 24.8% |
| 5 Years | ₹60.00 L | ₹77.31 L | 10.7% | 7.3% | 13.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.2% | 14.5% | 11.9% | -1.3% |
| 3 Years | 14.7% | 11.2% | 12.9% | +3.5% |
| 5 Years | 10.7% | 10.4% | 12.6% | +0.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.8% | 12.1% | -3.2% | 31.7% | 0.79 | 3.38 | 96% | — | — |
| 3 Years | 15.6% | 14.7% | 10.0% | 20.8% | 3.22 | — | 100% | — | — |
| 5 Years | 13.7% | 13.7% | 12.1% | 15.5% | 8.07 | — | 100% | — | — |
-14.5%
Max Drawdown
5 mo
Drawdown Duration
8 mo
Recovery Time
-2.8%
Avg Drawdown
Calmar Ratio by Duration
0.95
1Y
1.08
3Y
0.95
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.07 | 0.85 | 85.6% | 77.7% | 3.4% | -3.1% |
| 3 Years | +2.86 | 0.75 | 76.6% | 70.8% | 11.0% | 8.7% |
| 5 Years | +4.86 | 0.72 | 72.8% | 64.8% | 13.1% | 8.9% |
| 7 Years | +3.65 | 0.70 | 72.1% | 63.2% | 10.4% | 6.9% |
| 10 Years | +1.90 | 0.70 | 72.1% | 63.2% | 7.2% | 4.8% |
| 12 Years | +1.22 | 0.70 | 72.1% | 63.2% | 6.0% | 4.0% |
| 15 Years | +0.57 | 0.70 | 72.1% | 63.2% | 4.7% | 3.1% |
50
Total Holdings
33.6%
Top 10 Weight
25
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.68% |
| 2 | Reliance Industries Ltd. | 4.70% |
| 3 | ICICI Bank Ltd. | 4.43% |
| 4 | Larsen & Toubro Ltd. | 3.44% |
| 5 | State Bank of India | 3.23% |
| 6 | Maruti Suzuki India Ltd. | 2.94% |
| 7 | Ultratech Cement Ltd. | 2.45% |
| 8 | Infosys Ltd. | 2.38% |
| 9 | Axis Bank Ltd. | 2.34% |
| 10 | Hindalco Industries Ltd. | 2.03% |