SBI Retirement Benefit Fund Aggressive Hybrid Plan
Direct · Growth ₹20.31
03 Nov 2026
NAV
14.8%
3Y CAGR
12.6%
5Y CAGR
13.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.95
Sharpe
-14.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.07%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.66 L | 12.6% | -16.8% | 39.7% |
| 3 Years | ₹36.00 L | ₹43.20 L | 13.6% | 1.0% | 24.8% |
| 5 Years | ₹60.00 L | ₹77.33 L | 10.4% | 6.9% | 13.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 12.6% | 14.3% | 6.8% | -1.7% |
| 3 Years | 13.6% | 11.0% | 12.9% | +2.5% |
| 5 Years | 10.4% | 10.4% | 13.3% | +0.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.9% | 10.4% | -5.2% | 31.7% | 0.69 | 2.63 | 95% | — | — |
| 3 Years | 14.8% | 14.3% | 7.8% | 20.8% | 2.55 | — | 100% | — | — |
| 5 Years | 12.6% | 12.8% | 9.0% | 15.5% | 3.95 | — | 100% | — | — |
-14.5%
Max Drawdown
5 mo
Drawdown Duration
8 mo
Recovery Time
-2.8%
Avg Drawdown
Calmar Ratio by Duration
0.89
1Y
1.02
3Y
0.87
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.36 | 0.84 | 84.6% | 76.0% | -2.7% | -10.9% |
| 3 Years | +2.48 | 0.76 | 76.5% | 71.5% | 8.9% | 6.4% |
| 5 Years | +3.88 | 0.72 | 72.9% | 66.0% | 9.4% | 5.2% |
| 7 Years | +3.85 | 0.70 | 72.3% | 63.7% | 10.2% | 6.2% |
| 10 Years | +2.03 | 0.70 | 72.3% | 63.7% | 7.0% | 4.3% |
| 12 Years | +1.34 | 0.70 | 72.3% | 63.7% | 5.8% | 3.6% |
| 15 Years | +0.68 | 0.70 | 72.3% | 63.7% | 4.6% | 2.9% |