SBI Retirement Benefit Fund Aggressive Hybrid Plan
Direct · Growth ₹20.68
06 Jul 2026
NAV
15.3%
3Y CAGR
13.4%
5Y CAGR
14.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.67
Sharpe
-14.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.68 L | 13.0% | -16.8% | 39.7% |
| 3 Years | ₹36.00 L | ₹43.59 L | 14.3% | 1.2% | 24.8% |
| 5 Years | ₹60.00 L | ₹77.46 L | 10.7% | 7.3% | 13.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.0% | 14.5% | 11.7% | -1.5% |
| 3 Years | 14.3% | 11.2% | 12.7% | +3.1% |
| 5 Years | 10.7% | 10.4% | 12.4% | +0.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.5% | 11.5% | -3.2% | 31.7% | 0.75 | 3.18 | 96% | — | — |
| 3 Years | 15.3% | 14.5% | 10.0% | 20.8% | 3.00 | — | 100% | — | — |
| 5 Years | 13.4% | 13.2% | 12.1% | 15.5% | 7.67 | — | 100% | — | — |
-14.5%
Max Drawdown
5 mo
Drawdown Duration
8 mo
Recovery Time
-2.8%
Avg Drawdown
Calmar Ratio by Duration
0.93
1Y
1.06
3Y
0.93
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.25 | 0.85 | 85.5% | 76.5% | 7.4% | 0.2% |
| 3 Years | +3.28 | 0.76 | 77.4% | 71.3% | 11.3% | 8.5% |
| 5 Years | +4.44 | 0.72 | 72.5% | 65.1% | 12.7% | 9.0% |
| 7 Years | +3.93 | 0.70 | 72.3% | 63.2% | 11.0% | 7.3% |
| 10 Years | +2.09 | 0.70 | 72.3% | 63.2% | 7.6% | 5.1% |
| 12 Years | +1.39 | 0.70 | 72.3% | 63.2% | 6.3% | 4.2% |
| 15 Years | +0.69 | 0.70 | 72.3% | 63.2% | 5.0% | 3.4% |
52
Total Holdings
30.7%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.75% |
| 2 | ICICI Bank Ltd. | 4.72% |
| 3 | Larsen & Toubro Ltd. | 3.48% |
| 4 | Maruti Suzuki India Ltd. | 3.05% |
| 5 | State Bank of India | 3.04% |
| 6 | Axis Bank Ltd. | 2.43% |
| 7 | Ultratech Cement Ltd. | 2.33% |
| 8 | Kotak Mahindra Bank Ltd. | 2.03% |
| 9 | Infosys Ltd. | 1.97% |
| 10 | Bajaj Finance Ltd. | 1.93% |