Nippon India Retirement Fund Income Generation Scheme Direct Growth

Scheme code: INF204KA1C30 NAV value: ₹ 23.0070 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	5.75	18.98	13.16	20.32
3 year	3.70	10.32	7.68	13.44
5 year	5.16	10.40	8.17	12.17
7 year	6.60	8.92	7.92	11.88
10 year	8.03	8.49	8.22	13.02

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	13.16
3 year	6.28	33.32	15.79	7.68
5 year	3.54	26.02	13.5	8.17
7 year	3.33	15.62	11.71	7.92
10 year	3.49	17.22	10.6	8.22
12 year	3.07	16.17	10.84
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	13.16
3 year	9.08	58.7	29.31	7.68
5 year	3.67	48	18.04	8.17
7 year	3.8	31.03	14.14	7.92
10 year	3.8	28.93	12.39	8.22
12 year	3.63	26.65	12.59
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	13.16
3 year	7.68	33.37	17.09	7.68
5 year	2.35	27.63	13.51	8.17
7 year	3.76	16.01	12.07	7.92
10 year	3.56	16.94	10.92	8.22
12 year	3.31	16.54	11.01
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	13.16
3 year	8.04	34.46	18.26	7.68
5 year	3.37	28.64	14.21	8.17
7 year	3.97	16.42	12.41	7.92
10 year	3.53	17.72	11.22	8.22
12 year	3.1	16.97	11.31
15 year	6.68	16.96	11.22

Rolling return for 1 year

- Average return: 13.16% - Median return: 13.81% - Average standard deviation: 1.46

Rolling return for 3 year

- Average return: 7.68% - Median return: 7.8% - Average standard deviation: 0.51

Rolling return for 5 year

- Average return: 8.17% - Median return: 8.3% - Average standard deviation: 0.31

Rolling return for 7 year

- Average return: 7.92% - Median return: 7.99% - Average standard deviation: 0.22

Rolling return for 10 year

- Average return: 8.22% - Median return: 8.22% - Average standard deviation: 0.13

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,66,781	66,781	5.57
3 year	36,00,000	40,49,865	4,49,865	4.00
5 year	60,00,000	73,40,963	13,40,963	4.12
7 year	84,00,000	1,11,07,716	27,07,716	4.07
10 year	1,20,00,000	1,84,56,455	64,56,455	4.40

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	4.9	5.57
3 year	7.3	4
5 year	7.48	4.12
7 year	6.39	4.07
10 year	5.95	4.4

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	44.02	5.57
3 year	20.64	4
5 year	13	4.12
7 year	9.48	4.07
10 year	7.99	4.4

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	6.35	5.57
3 year	8.22	4
5 year	7.77	4.12
7 year	6.6	4.07
10 year	6.23	4.4

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	5.58	5.57
3 year	8.71	4
5 year	8.22	4.12
7 year	6.82	4.07
10 year	6.47	4.4

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,66,781 - Absolute Returns: ₹66,781 - CAGR: 5.57%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹40,49,865 - Absolute Returns: ₹4,49,865 - CAGR: 4%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹73,40,963 - Absolute Returns: ₹13,40,963 - CAGR: 4.12%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,11,07,716 - Absolute Returns: ₹27,07,716 - CAGR: 4.07%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,84,56,455 - Absolute Returns: ₹64,56,455 - CAGR: 4.4%