ICICI Prudential Retirement Fund Pure Debt Plan
Direct · Growth ₹17.26
12 Nov 2026
NAV
6.7%
3Y CAGR
6.7%
5Y CAGR
6.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.35
Sharpe
-2.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.21%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.37 L | 7.1% | 0.5% | 16.0% |
| 3 Years | ₹36.00 L | ₹39.42 L | 6.4% | 4.8% | 8.8% |
| 5 Years | ₹60.00 L | ₹70.73 L | 6.7% | 5.7% | 7.5% |
| 7 Years | ₹84.00 L | ₹1.05 Cr | 6.5% | 5.8% | 6.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 7.1% | 14.3% | 6.7% | -7.2% |
| 3 Years | 6.4% | 11.0% | 12.8% | -4.6% |
| 5 Years | 6.7% | 10.4% | 13.3% | -3.7% |
| 7 Years | 6.5% | 10.6% | 12.2% | -4.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.2% | 7.0% | 2.2% | 14.3% | 0.24 | 0.45 | 100% | — | — |
| 3 Years | 6.7% | 6.8% | 5.0% | 9.3% | 0.20 | 0.34 | 100% | — | — |
| 5 Years | 6.7% | 6.6% | 5.7% | 7.9% | 0.35 | 0.77 | 100% | — | — |
-2.7%
Max Drawdown
1 mo
Drawdown Duration
1 mo
Recovery Time
-0.1%
Avg Drawdown
Calmar Ratio by Duration
2.68
1Y
2.50
3Y
2.51
5Y
2.68
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -1.92 | 0.06 | 8.3% | 3.3% | 4.0% | -2.1% |
| 3 Years | -0.05 | 0.04 | 7.3% | -0.9% | 6.5% | 8.9% |
| 5 Years | -0.61 | 0.02 | 5.8% | -1.4% | 5.9% | 6.8% |
| 7 Years | +0.16 | 0.02 | 5.5% | -1.6% | 6.7% | 11.2% |
| 10 Years | -0.93 | 0.02 | 5.7% | -2.0% | 5.6% | 8.7% |
| 12 Years | -1.86 | 0.02 | 5.7% | -2.0% | 4.7% | 7.2% |
| 15 Years | -2.79 | 0.02 | 5.7% | -2.0% | 3.7% | 5.7% |