ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Direct · Growth ₹30.96
12 Nov 2026
NAV
19.6%
3Y CAGR
19.7%
5Y CAGR
18.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.75
Sharpe
-28.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.81%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 19.1% | -45.5% | 70.6% |
| 3 Years | ₹36.00 L | ₹46.74 L | 19.4% | 4.2% | 33.1% |
| 5 Years | ₹60.00 L | ₹98.08 L | 20.7% | 12.2% | 27.4% |
| 7 Years | ₹84.00 L | ₹1.59 Cr | 18.0% | 14.8% | 19.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.1% | 14.3% | 6.7% | +4.8% |
| 3 Years | 19.4% | 11.0% | 12.8% | +8.4% |
| 5 Years | 20.7% | 10.4% | 13.3% | +10.3% |
| 7 Years | 18.0% | 10.6% | 12.2% | +7.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.5% | 13.8% | -23.2% | 68.0% | 0.68 | 2.53 | 92% | — | — |
| 3 Years | 19.6% | 20.6% | 10.2% | 25.8% | 3.77 | — | 100% | — | — |
| 5 Years | 19.7% | 19.7% | 12.7% | 26.3% | 4.75 | — | 100% | — | — |
-28.7%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-3.3%
Avg Drawdown
Calmar Ratio by Duration
0.64
1Y
0.68
3Y
0.69
5Y
0.58
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.75 | 0.79 | 80.3% | 75.1% | 2.5% | -2.1% |
| 3 Years | +8.63 | 0.89 | 92.8% | 81.6% | 17.3% | 8.9% |
| 5 Years | +7.02 | 0.77 | 83.3% | 73.5% | 13.7% | 6.8% |
| 7 Years | +6.46 | 0.72 | 78.4% | 70.6% | 16.3% | 11.2% |
| 10 Years | +3.76 | 0.71 | 76.9% | 69.9% | 11.8% | 8.7% |
| 12 Years | +2.77 | 0.71 | 76.9% | 69.9% | 9.8% | 7.2% |
| 15 Years | +1.79 | 0.71 | 76.9% | 69.9% | 7.7% | 5.7% |
65
Total Holdings
23.4%
Top 10 Weight
26
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Life Insurance Corporation of India | 4.38% |
| 2 | Mahindra & Mahindra Ltd. | 2.39% |
| 3 | Titan Company Ltd. | 2.32% |
| 4 | HDFC Bank Ltd. | 2.29% |
| 5 | Samvardhana Motherson International Ltd. | 2.27% |
| 6 | Indegene Ltd. | 2.08% |
| 7 | Kirloskar Oil Engines Ltd. | 1.96% |
| 8 | Bharat Petroleum Corporation Ltd. | 1.95% |
| 9 | Polycab India Ltd. | 1.94% |
| 10 | Reliance Industries Ltd. | 1.81% |