ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct · Growth ₹20.29
12 Nov 2026
NAV
10.1%
3Y CAGR
10.1%
5Y CAGR
9.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.47
Sharpe
-10.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.88%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.56 L | 10.0% | -11.7% | 23.2% |
| 3 Years | ₹36.00 L | ₹41.35 L | 9.9% | 4.5% | 14.9% |
| 5 Years | ₹60.00 L | ₹78.05 L | 10.6% | 7.9% | 12.4% |
| 7 Years | ₹84.00 L | ₹1.18 Cr | 9.8% | 8.4% | 10.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 10.0% | 14.3% | 6.7% | -4.3% |
| 3 Years | 9.9% | 11.0% | 12.8% | -1.2% |
| 5 Years | 10.6% | 10.4% | 13.3% | +0.3% |
| 7 Years | 9.8% | 10.6% | 12.2% | -0.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.0% | 9.6% | -1.7% | 25.3% | 0.67 | 2.05 | 100% | — | — |
| 3 Years | 10.1% | 9.8% | 7.1% | 13.4% | 2.45 | — | 100% | — | — |
| 5 Years | 10.1% | 10.3% | 8.0% | 12.2% | 4.47 | — | 100% | — | — |
-10.2%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
0.98
1Y
0.99
3Y
1.00
5Y
0.96
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.51 | 0.28 | 31.3% | 25.1% | 4.6% | -2.1% |
| 3 Years | +2.49 | 0.29 | 33.8% | 25.0% | 9.7% | 8.9% |
| 5 Years | +2.03 | 0.25 | 29.9% | 21.6% | 8.6% | 6.8% |
| 7 Years | +1.96 | 0.22 | 26.9% | 19.8% | 9.5% | 11.2% |
| 10 Years | +0.31 | 0.22 | 26.3% | 19.1% | 7.3% | 8.7% |
| 12 Years | -0.61 | 0.22 | 26.3% | 19.1% | 6.0% | 7.2% |
| 15 Years | -1.52 | 0.22 | 26.3% | 19.1% | 4.8% | 5.7% |
18
Total Holdings
14.1%
Top 10 Weight
13
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Life Insurance Corporation of India | 2.09% |
| 2 | Samvardhana Motherson International Ltd. | 1.76% |
| 3 | Mahindra & Mahindra Ltd. | 1.60% |
| 4 | Kotak Mahindra Bank Ltd. | 1.54% |
| 5 | Hindustan Aeronautics Ltd. | 1.42% |
| 6 | Apollo Hospitals Enterprise Ltd. | 1.38% |
| 7 | Titan Company Ltd. | 1.20% |
| 8 | HDFC Bank Ltd. | 1.09% |
| 9 | V-Mart Retail Ltd. | 1.05% |
| 10 | Interglobe Aviation Ltd. | 1.00% |