Baroda BNP Paribas Retirement Fund
Direct · Growth ₹12.21
18 Aug 2026
NAV
6.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.05
Sharpe
-12.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.97%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.43 L | 6.9% | -13.8% | 17.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 6.9% | 14.4% | 11.7% | -7.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.7% | 7.0% | -1.0% | 15.7% | 0.05 | 0.08 | 99% | — | — |
-12.4%
Max Drawdown
5 mo
Drawdown Duration
4 mo
Recovery Time
-2.7%
Avg Drawdown
Calmar Ratio by Duration
0.54
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +8.49 | 0.77 | 78.7% | 66.4% | 7.7% | -2.9% |
| 3 Years | +3.61 | 0.75 | 77.8% | 69.1% | 6.2% | 1.3% |
| 5 Years | +1.48 | 0.75 | 77.8% | 69.1% | 3.7% | 0.8% |
| 7 Years | +0.58 | 0.75 | 77.8% | 69.1% | 2.6% | 0.5% |
| 10 Years | -0.09 | 0.75 | 77.8% | 69.1% | 1.8% | 0.4% |
| 12 Years | -0.34 | 0.75 | 77.8% | 69.1% | 1.5% | 0.3% |
| 15 Years | -0.59 | 0.75 | 77.8% | 69.1% | 1.2% | 0.3% |
52
Total Holdings
22.4%
Top 10 Weight
26
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 2.87% |
| 2 | Larsen & Toubro Limited | 2.75% |
| 3 | Divi's Laboratories Limited | 2.57% |
| 4 | State Bank of India | 2.36% |
| 5 | Titan Company Limited | 2.14% |
| 6 | HDFC Bank Limited | 2.10% |
| 7 | Bharat Heavy Electricals Limited | 1.99% |
| 8 | Navin Fluorine International Limited | 1.89% |
| 9 | Bharti Airtel Limited | 1.86% |
| 10 | Axis Bank Limited | 1.85% |