HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth

Scheme code: INF179KB1MK0 NAV value: ₹ 21.3414 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	4.48	15.98	11.42	20.32
3 year	6.00	9.97	8.16	13.44
5 year	5.57	10.09	7.74	12.17
7 year	6.93	8.09	7.59	11.88

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	11.42
3 year	6.28	33.32	15.79	8.16
5 year	3.54	26.02	13.5	7.74
7 year	3.33	15.62	11.71	7.59
10 year	3.49	17.22	10.6
12 year	3.07	16.17	10.84
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	11.42
3 year	9.08	58.7	29.31	8.16
5 year	3.67	48	18.04	7.74
7 year	3.8	31.03	14.14	7.59
10 year	3.8	28.93	12.39
12 year	3.63	26.65	12.59
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	11.42
3 year	7.68	33.37	17.09	8.16
5 year	2.35	27.63	13.51	7.74
7 year	3.76	16.01	12.07	7.59
10 year	3.56	16.94	10.92
12 year	3.31	16.54	11.01
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	11.42
3 year	8.04	34.46	18.26	8.16
5 year	3.37	28.64	14.21	7.74
7 year	3.97	16.42	12.41	7.59
10 year	3.53	17.72	11.22
12 year	3.1	16.97	11.31
15 year	6.68	16.96	11.22

- Average return: 11.42% - Median return: 12.16% - Average standard deviation: 1.24

- Average return: 8.16% - Median return: 8.21% - Average standard deviation: 0.4

- Average return: 7.74% - Median return: 7.91% - Average standard deviation: 0.23

- Average return: 7.59% - Median return: 7.6% - Average standard deviation: 0.16

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,55,783	55,783	4.65
3 year	36,00,000	40,57,734	4,57,734	4.07
5 year	60,00,000	73,28,250	13,28,250	4.08
7 year	84,00,000	1,11,50,212	27,50,212	4.13

Index

Metrics

NIFTY 50

NIFTY 100

NIFTY 200

NIFTY 500

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,55,783 - Absolute Returns: ₹55,783 - CAGR: 4.65%

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹40,57,734 - Absolute Returns: ₹4,57,734 - CAGR: 4.07%

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹73,28,250 - Absolute Returns: ₹13,28,250 - CAGR: 4.08%

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,11,50,212 - Absolute Returns: ₹27,50,212 - CAGR: 4.13%