HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth

Scheme code: INF179KB1MI4 NAV value: ₹ 37.4030 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	0.84	32.58	18.93	20.32
3 year	9.87	27.79	16.90	13.44
5 year	9.07	23.54	14.22	12.17
7 year	11.48	15.19	13.61	11.88

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	18.93
3 year	6.28	33.32	15.79	16.9
5 year	3.54	26.02	13.5	14.22
7 year	3.33	15.62	11.71	13.61
10 year	3.49	17.22	10.6
12 year	3.07	16.17	10.84
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	18.93
3 year	9.08	58.7	29.31	16.9
5 year	3.67	48	18.04	14.22
7 year	3.8	31.03	14.14	13.61
10 year	3.8	28.93	12.39
12 year	3.63	26.65	12.59
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	18.93
3 year	7.68	33.37	17.09	16.9
5 year	2.35	27.63	13.51	14.22
7 year	3.76	16.01	12.07	13.61
10 year	3.56	16.94	10.92
12 year	3.31	16.54	11.01
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	18.93
3 year	8.04	34.46	18.26	16.9
5 year	3.37	28.64	14.21	14.22
7 year	3.97	16.42	12.41	13.61
10 year	3.53	17.72	11.22
12 year	3.1	16.97	11.31
15 year	6.68	16.96	11.22

- Average return: 18.93% - Median return: 22.43% - Average standard deviation: 3.19

- Average return: 16.9% - Median return: 16.19% - Average standard deviation: 1.31

- Average return: 14.22% - Median return: 14.41% - Average standard deviation: 0.69

- Average return: 13.61% - Median return: 13.66% - Average standard deviation: 0.42

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,76,661	76,661	6.39
3 year	36,00,000	45,65,637	9,65,637	8.24
5 year	60,00,000	88,82,304	28,82,304	8.16
7 year	84,00,000	1,43,62,612	59,62,612	7.96

Index

Metrics

NIFTY 50

NIFTY 100

NIFTY 200

NIFTY 500

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,76,661 - Absolute Returns: ₹76,661 - CAGR: 6.39%

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,65,637 - Absolute Returns: ₹9,65,637 - CAGR: 8.24%

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹88,82,304 - Absolute Returns: ₹28,82,304 - CAGR: 8.16%

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,43,62,612 - Absolute Returns: ₹59,62,612 - CAGR: 7.96%