Baroda BNP Paribas Services Fund
Direct · GrowthAI Summary
The fund's XIRR and rolling return data are not available, so a direct performance comparison against the category average SIP XIRR of 11.61% (1Y) and 16.36% (3Y) cannot be made. Calendar year 2026 shows a return of -7.04%, indicating a weak year so far. Investors should await a longer track record before judging performance.
Risk metrics appear unusually benign, with a maximum drawdown of just -0.08% over 59 days and zero drawdown events exceeding 10%, which likely reflects a short operating history rather than proven resilience. The -7.04% calendar year return in 2026 suggests the fund is not immune to sector-level corrections. Limited history makes risk-adjusted return assessment unreliable at this stage.
The portfolio is well diversified across 54 stocks, led by ICICI Bank (9.45%) and HDFC Bank (5.56%). Banks dominate at 26.9% of NAV, followed by Finance (14.9%) and IT-Software (12.9%), giving a combined financial sector exposure of roughly 42%. This concentration means performance will be closely tied to banking and financial sector trends.
As a thematic services fund launched recently, it lacks the multi-year XIRR track record needed to compare against category averages of 16-17% over longer horizons. Its heavy tilt toward financials differentiates it from diversified peers and introduces sector-specific risk. Consistency cannot yet be evaluated due to insufficient data.
This fund suits investors with high risk tolerance who want a tactical, sector-tilted allocation to India's services economy, particularly banking and financials. It should be treated as a satellite holding, not a core portfolio fund, with a horizon of at least 5 years. Investors should cap exposure to a modest share of their equity allocation given the thematic concentration and limited track record.
- Diversified portfolio of 54 stocks with a reasonable top-10 concentration of about 38% of NAV
- Exposure to quality large-cap leaders such as ICICI Bank, HDFC Bank, Infosys, and Bharti Airtel
- Zero drawdown events exceeding 10% recorded so far, indicating contained short-term volatility
- No XIRR or rolling return history available, making performance evaluation against category averages impossible
- Heavy sector concentration in Banks and Finance (roughly 42% combined) exposes investors to financial sector downturns
- Negative calendar year return of -7.04% in 2026 reflects current sector headwinds
Generated on 28-10-2026, 2:13 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 9.45% |
| 2 | HDFC Bank Limited | 5.56% |
| 3 | Bharti Airtel Limited | 4.44% |
| 4 | Infosys Limited | 3.81% |
| 5 | Bajaj Finance Limited | 3.77% |
| 6 | Kotak Mahindra Bank Limited | 2.83% |
| 7 | Axis Bank Limited | 2.67% |
| 8 | State Bank of India | 2.51% |
| 9 | Eternal Limited | 2.23% |
| 10 | NTPC Limited | 2.22% |