HDFC Retirement Savings Fund Equity Plan Direct Growth

Scheme code: INF179KB1MF0 NAV value: ₹ 55.1520 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	1.63	45.62	26.41	20.32
3 year	15.72	41.91	25.69	13.44
5 year	12.47	34.27	19.61	12.17
7 year	15.67	20.73	18.47	11.88

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	26.41
3 year	6.28	33.32	15.79	25.69
5 year	3.54	26.02	13.5	19.61
7 year	3.33	15.62	11.71	18.47
10 year	3.49	17.22	10.6
12 year	3.07	16.17	10.84
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	26.41
3 year	9.08	58.7	29.31	25.69
5 year	3.67	48	18.04	19.61
7 year	3.8	31.03	14.14	18.47
10 year	3.8	28.93	12.39
12 year	3.63	26.65	12.59
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	26.41
3 year	7.68	33.37	17.09	25.69
5 year	2.35	27.63	13.51	19.61
7 year	3.76	16.01	12.07	18.47
10 year	3.56	16.94	10.92
12 year	3.31	16.54	11.01
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	26.41
3 year	8.04	34.46	18.26	25.69
5 year	3.37	28.64	14.21	19.61
7 year	3.97	16.42	12.41	18.47
10 year	3.53	17.72	11.22
12 year	3.1	16.97	11.31
15 year	6.68	16.96	11.22

- Average return: 26.41% - Median return: 31.34% - Average standard deviation: 4.35

- Average return: 25.69% - Median return: 24.52% - Average standard deviation: 1.86

- Average return: 19.61% - Median return: 18.59% - Average standard deviation: 0.94

- Average return: 18.47% - Median return: 18.41% - Average standard deviation: 0.55

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	13,05,711	1,05,711	8.81
3 year	36,00,000	51,20,214	15,20,214	12.46
5 year	60,00,000	1,05,38,769	45,38,769	11.93
7 year	84,00,000	1,80,63,280	96,63,280	11.56

Index

Metrics

NIFTY 50

NIFTY 100

NIFTY 200

NIFTY 500

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,05,711 - Absolute Returns: ₹1,05,711 - CAGR: 8.81%

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹51,20,214 - Absolute Returns: ₹15,20,214 - CAGR: 12.46%

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹1,05,38,769 - Absolute Returns: ₹45,38,769 - CAGR: 11.93%

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,80,63,280 - Absolute Returns: ₹96,63,280 - CAGR: 11.56%