HDFC Retirement Savings Fund Equity Plan
Direct · Growth ₹56.27
21 Apr 2026
NAV
18.9%
3Y CAGR
20.5%
5Y CAGR
17.5%
10Y CAGR
18.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
17.28
Sharpe
-34.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.85 L | 20.2% | -54.6% | 95.8% |
| 3 Years | ₹36.00 L | ₹48.94 L | 19.1% | -20.8% | 40.6% |
| 5 Years | ₹60.00 L | ₹1.01 Cr | 22.2% | 9.7% | 32.2% |
| 10 Years | ₹1.20 Cr | ₹3.04 Cr | 17.4% | 15.3% | 18.9% |
Fund SIP vs NIFTY 50
| Duration | Fund XIRR | Benchmark CAGR | Difference |
|---|---|---|---|
| 1 Year | 20.2% | 1.9% | +18.3% |
| 3 Years | 19.1% | 11.7% | +7.3% |
| 5 Years | 22.2% | 11.3% | +10.9% |
| 10 Years | 17.4% | 12.0% | +5.4% |