HSBC Gilt Fund
Direct · Growth ₹77.56
03 Aug 2026
NAV
8.2%
3Y CAGR
7.9%
5Y CAGR
8.1%
10Y CAGR
8.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.74
Sharpe
-6.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.43 L | 8.3% | -4.2% | 31.2% |
| 3 Years | ₹36.00 L | ₹40.21 L | 8.0% | 3.3% | 18.0% |
| 5 Years | ₹60.00 L | ₹71.43 L | 7.4% | 4.6% | 10.6% |
| 7 Years | ₹84.00 L | ₹1.07 Cr | 7.4% | 5.0% | 10.5% |
| 10 Years | ₹1.20 Cr | ₹1.73 Cr | 7.1% | 5.8% | 7.8% |
| 12 Years | ₹1.44 Cr | ₹2.26 Cr | 7.3% | 6.3% | 8.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.3% | 20.4% |
| 3 Years | 8.0% | 8.0% |
| 5 Years | 7.4% | 7.7% |
| 7 Years | 7.4% | 7.7% |
| 10 Years | 7.1% | 7.5% |
| 12 Years | 7.3% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.3% | 8.1% | -2.5% | 21.5% | 0.37 | 0.80 | 99% | — | — |
| 3 Years | 8.2% | 8.0% | 3.4% | 15.7% | 0.65 | 2.30 | 100% | — | — |
| 5 Years | 7.9% | 7.3% | 4.9% | 11.1% | 0.80 | 3.44 | 100% | — | — |
| 10 Years | 8.1% | 8.3% | 6.7% | 9.0% | 2.74 | — | 100% | — | — |
-6.5%
Max Drawdown
1 mo
Drawdown Duration
2 mo
Recovery Time
-0.7%
Avg Drawdown
Calmar Ratio by Duration
1.28
1Y
1.27
3Y
1.22
5Y
1.25
7Y
1.25
10Y
1.29
12Y