HSBC Equity Savings Fund
Direct · Growth ₹41.27
05 Aug 2026
NAV
10.1%
3Y CAGR
9.7%
5Y CAGR
9.9%
10Y CAGR
9.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.86
Sharpe
-18.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.56 L | 11.0% | -28.3% | 40.1% |
| 3 Years | ₹36.00 L | ₹41.73 L | 10.1% | -8.3% | 21.3% |
| 5 Years | ₹60.00 L | ₹76.85 L | 9.9% | -2.1% | 17.9% |
| 7 Years | ₹84.00 L | ₹1.18 Cr | 10.0% | 1.3% | 15.2% |
| 10 Years | ₹1.20 Cr | ₹2.10 Cr | 10.6% | 8.2% | 12.7% |
| 12 Years | ₹1.44 Cr | ₹2.82 Cr | 10.8% | 10.0% | 12.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 11.0% | 9.2% |
| 3 Years | 10.1% | 9.7% |
| 5 Years | 9.9% | 9.8% |
| 7 Years | 10.0% | 9.7% |
| 10 Years | 10.6% | 9.5% |
| 12 Years | 10.8% | 9.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.8% | 9.3% | -14.7% | 39.2% | 0.49 | 1.28 | 94% | — | — |
| 3 Years | 10.1% | 10.5% | -1.1% | 17.6% | 0.98 | 2.88 | 99% | — | — |
| 5 Years | 9.7% | 9.3% | 1.8% | 16.9% | 1.05 | 4.42 | 100% | — | — |
| 10 Years | 9.9% | 10.0% | 8.5% | 10.8% | 5.86 | — | 100% | — | — |
-18.1%
Max Drawdown
2 mo
Drawdown Duration
5 mo
Recovery Time
-1.5%
Avg Drawdown
Calmar Ratio by Duration
0.59
1Y
0.56
3Y
0.53
5Y
0.51
7Y
0.54
10Y
0.57
12Y
90
Total Holdings
31.9%
Top 10 Weight
34
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 5.03% |
| 2 | ICICI Bank Limited | 5.01% |
| 3 | State Bank of India | 4.38% |
| 4 | Mahindra & Mahindra Limited | 3.64% |
| 5 | Axis Bank Limited | 2.78% |
| 6 | Sun Pharmaceutical Industries Limited | 2.39% |
| 7 | Jio Financial Services Limited | 2.30% |
| 8 | The Federal Bank Limited | 2.20% |
| 9 | HDFC Asset Management Company Limited | 2.10% |
| 10 | Kotak Mahindra Bank Limited | 2.07% |