HSBC Equity Savings Fund
Direct · Growth ₹41.02
03 Nov 2026
NAV
10.2%
3Y CAGR
9.7%
5Y CAGR
9.9%
10Y CAGR
9.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.05
Sharpe
-18.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.67%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.56 L | 11.0% | -28.3% | 40.1% |
| 3 Years | ₹36.00 L | ₹41.73 L | 10.1% | -8.3% | 21.3% |
| 5 Years | ₹60.00 L | ₹77.14 L | 10.0% | -2.1% | 17.9% |
| 7 Years | ₹84.00 L | ₹1.19 Cr | 10.1% | 1.3% | 15.2% |
| 10 Years | ₹1.20 Cr | ₹2.11 Cr | 10.7% | 8.2% | 12.7% |
| 12 Years | ₹1.44 Cr | ₹2.82 Cr | 10.8% | 10.0% | 12.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 11.0% | 7.8% |
| 3 Years | 10.1% | 10.8% |
| 5 Years | 10.0% | 10.9% |
| 7 Years | 10.1% | 10.2% |
| 10 Years | 10.7% | 10.3% |
| 12 Years | 10.8% | 10.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.7% | 9.2% | -14.7% | 39.2% | 0.48 | 1.28 | 94% | — | — |
| 3 Years | 10.2% | 10.7% | -1.1% | 17.6% | 1.01 | 2.97 | 99% | — | — |
| 5 Years | 9.7% | 9.4% | 1.8% | 16.9% | 1.07 | 4.54 | 100% | — | — |
| 10 Years | 9.9% | 10.0% | 8.5% | 10.8% | 6.05 | — | 100% | — | — |
-18.1%
Max Drawdown
2 mo
Drawdown Duration
5 mo
Recovery Time
-1.5%
Avg Drawdown
Calmar Ratio by Duration
0.59
1Y
0.56
3Y
0.54
5Y
0.52
7Y
0.55
10Y
0.57
12Y
83
Total Holdings
27.3%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | State Bank of India | 4.56% |
| 2 | HDFC Bank Limited | 4.05% |
| 3 | Axis Bank Limited | 2.69% |
| 4 | Jio Financial Services Limited | 2.58% |
| 5 | Sun Pharmaceutical Industries Limited | 2.56% |
| 6 | Kotak Mahindra Bank Limited | 2.25% |
| 7 | Tata Consumer Products Limited | 2.23% |
| 8 | Bharat Electronics Limited | 2.22% |
| 9 | The Federal Bank Limited | 2.13% |
| 10 | Steel Authority of India Limited | 2.07% |