Kotak Equity Savings Fund
Direct · Growth ₹30.44
06 Jul 2026
NAV
10.4%
3Y CAGR
10.3%
5Y CAGR
10.3%
10Y CAGR
10.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
14.73
Sharpe
-16.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.53 L | 10.1% | -24.3% | 27.4% |
| 3 Years | ₹36.00 L | ₹41.96 L | 10.5% | -4.3% | 17.6% |
| 5 Years | ₹60.00 L | ₹77.41 L | 10.6% | 1.2% | 15.4% |
| 7 Years | ₹84.00 L | ₹1.22 Cr | 11.0% | 8.8% | 13.6% |
| 10 Years | ₹1.20 Cr | ₹2.11 Cr | 11.0% | 9.9% | 12.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.1% | 9.3% |
| 3 Years | 10.5% | 9.7% |
| 5 Years | 10.6% | 9.8% |
| 7 Years | 11.0% | 9.7% |
| 10 Years | 11.0% | 9.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.2% | 9.1% | -9.6% | 34.2% | 0.69 | 2.28 | 98% | — | — |
| 3 Years | 10.4% | 10.4% | 2.1% | 16.7% | 1.78 | 12.22 | 100% | — | — |
| 5 Years | 10.3% | 9.9% | 4.3% | 15.6% | 2.04 | 28.02 | 100% | — | — |
| 10 Years | 10.3% | 10.3% | 9.5% | 10.8% | 14.73 | — | 100% | — | — |
-16.5%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-0.8%
Avg Drawdown
Calmar Ratio by Duration
0.62
1Y
0.63
3Y
0.62
5Y
0.62
7Y
0.62
10Y