HSBC Credit Risk Fund
Direct · Growth ₹37.69
18 Aug 2026
NAV
7.7%
3Y CAGR
7.2%
5Y CAGR
7.5%
10Y CAGR
7.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.26
Sharpe
-5.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.96%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 8.5% | -4.9% | 38.0% |
| 3 Years | ₹36.00 L | ₹39.74 L | 7.9% | 1.1% | 16.8% |
| 5 Years | ₹60.00 L | ₹69.87 L | 7.2% | 3.7% | 12.4% |
| 7 Years | ₹84.00 L | ₹1.04 Cr | 6.8% | 5.4% | 10.3% |
| 10 Years | ₹1.20 Cr | ₹1.66 Cr | 7.2% | 6.3% | 8.9% |
| 12 Years | ₹1.44 Cr | ₹2.43 Cr | 8.1% | 6.7% | 8.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.5% | 9.0% |
| 3 Years | 7.9% | 7.9% |
| 5 Years | 7.2% | 7.2% |
| 7 Years | 6.8% | 7.6% |
| 10 Years | 7.2% | 7.7% |
| 12 Years | 8.1% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.5% | 7.3% | -2.7% | 23.0% | 0.42 | 1.31 | 99% | — | — |
| 3 Years | 7.7% | 6.8% | 3.3% | 12.3% | 0.46 | 1.27 | 100% | — | — |
| 5 Years | 7.2% | 6.5% | 4.9% | 10.4% | 0.39 | 0.97 | 100% | — | — |
| 10 Years | 7.5% | 7.3% | 6.8% | 8.2% | 2.26 | — | 100% | — | — |
-5.1%
Max Drawdown
2 mo
Drawdown Duration
3 mo
Recovery Time
-0.2%
Avg Drawdown
Calmar Ratio by Duration
1.67
1Y
1.51
3Y
1.41
5Y
1.37
7Y
1.47
10Y
1.62
12Y