Nippon India Credit Risk Fund
Direct · Growth ₹42.09
04 Aug 2026
NAV
7.1%
3Y CAGR
6.6%
5Y CAGR
7.0%
10Y CAGR
6.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.10
Sharpe
-13.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 7.7% | -23.4% | 22.4% |
| 3 Years | ₹36.00 L | ₹40.39 L | 7.1% | -5.4% | 11.5% |
| 5 Years | ₹60.00 L | ₹71.03 L | 6.5% | -0.0% | 9.9% |
| 7 Years | ₹84.00 L | ₹1.03 Cr | 5.9% | 2.8% | 8.6% |
| 10 Years | ₹1.20 Cr | ₹1.67 Cr | 6.6% | 6.0% | 7.4% |
| 12 Years | ₹1.44 Cr | ₹2.23 Cr | 7.1% | 6.8% | 7.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.7% | 8.8% |
| 3 Years | 7.1% | 7.8% |
| 5 Years | 6.5% | 7.1% |
| 7 Years | 5.9% | 7.4% |
| 10 Years | 6.6% | 7.6% |
| 12 Years | 7.1% | 7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.7% | 8.9% | -12.5% | 16.7% | 0.22 | 0.28 | 92% | — | — |
| 3 Years | 7.1% | 8.8% | 0.3% | 11.4% | 0.20 | 0.28 | 100% | — | — |
| 5 Years | 6.6% | 5.5% | 4.2% | 10.0% | 0.05 | 0.07 | 100% | — | — |
| 10 Years | 7.0% | 6.9% | 6.7% | 7.3% | 3.10 | — | 100% | — | — |
-13.8%
Max Drawdown
1 mo
Drawdown Duration
16 mo
Recovery Time
-0.9%
Avg Drawdown
Calmar Ratio by Duration
0.55
1Y
0.52
3Y
0.48
5Y
0.44
7Y
0.50
10Y
0.54
12Y