HSBC ELSS Tax Saver Fund
Direct · Growth ₹156.38
04 Aug 2026
NAV
15.3%
3Y CAGR
14.4%
5Y CAGR
14.9%
10Y CAGR
15.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
8.40
Sharpe
-39.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.77 L | 18.3% | -57.1% | 78.9% |
| 3 Years | ₹36.00 L | ₹45.49 L | 15.3% | -24.1% | 36.2% |
| 5 Years | ₹60.00 L | ₹85.71 L | 14.5% | -9.3% | 29.0% |
| 7 Years | ₹84.00 L | ₹1.37 Cr | 14.1% | -1.4% | 22.7% |
| 10 Years | ₹1.20 Cr | ₹2.61 Cr | 15.0% | 11.3% | 18.9% |
| 12 Years | ₹1.44 Cr | ₹3.79 Cr | 15.2% | 12.6% | 17.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.3% | 14.5% | 16.9% | +3.9% |
| 3 Years | 15.3% | 11.2% | 14.9% | +4.1% |
| 5 Years | 14.5% | 10.4% | 16.2% | +4.0% |
| 7 Years | 14.1% | 10.6% | 15.7% | +3.5% |
| 10 Years | 15.0% | 11.5% | 16.1% | +3.5% |
| 12 Years | 15.2% | 11.4% | 15.6% | +3.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.5% | 13.4% | -31.6% | 88.2% | 0.55 | 1.69 | 82% | — | — |
| 3 Years | 15.3% | 16.6% | -6.9% | 29.6% | 1.36 | 4.22 | 96% | — | — |
| 5 Years | 14.4% | 14.3% | -0.1% | 28.9% | 1.46 | 13.06 | 100% | — | — |
| 10 Years | 14.9% | 14.8% | 12.0% | 17.1% | 8.40 | — | 100% | — | — |
-39.2%
Max Drawdown
26 mo
Drawdown Duration
8 mo
Recovery Time
-5.5%
Avg Drawdown
Calmar Ratio by Duration
0.45
1Y
0.39
3Y
0.37
5Y
0.34
7Y
0.38
10Y
0.40
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.87 | 1.08 | 109.0% | 99.0% | 7.6% | 0.2% |
| 3 Years | +9.53 | 1.10 | 111.8% | 100.4% | 18.3% | 8.5% |
| 5 Years | +4.90 | 1.05 | 103.9% | 98.1% | 14.0% | 9.0% |
| 7 Years | +4.99 | 0.93 | 95.7% | 90.3% | 17.1% | 12.5% |
| 10 Years | +3.32 | 0.93 | 94.1% | 90.0% | 14.2% | 11.2% |
| 12 Years | +4.19 | 0.93 | 94.3% | 89.3% | 14.2% | 10.3% |
| 15 Years | +3.73 | 0.92 | 93.9% | 88.9% | 13.4% | 9.9% |
73
Total Holdings
28.6%
Top 10 Weight
28
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 3.89% |
| 2 | AVALON TECHNOLOGIES LIMITED | 3.75% |
| 3 | HDFC Bank Limited | 3.66% |
| 4 | Reliance Industries Limited | 3.02% |
| 5 | Shriram Finance Limited | 2.67% |
| 6 | GE Vernova T&D India Limited | 2.54% |
| 7 | Thangamayil Jewellery Limited | 2.42% |
| 8 | Larsen & Toubro Limited | 2.37% |
| 9 | State Bank of India | 2.15% |
| 10 | Pearl Global Industries Limited | 2.14% |