HDFC Transportation and Logistics Fund
Direct · GrowthAI Summary
HDFC Transportation and Logistics Fund has delivered strong returns, with a 1Y SIP XIRR of 21.31% and 3Y SIP XIRR of 20.09%, well ahead of the category averages of 14.1% and 16.82% respectively. On a lump-sum basis, the fund posted a 3Y CAGR of 28.01% versus just 7.75% for the NIFTY 50, generating a substantial 20.24% alpha over 3 years. Calendar year returns have been consistently positive, ranging from 16.91% in 2023 to 29.58% in 2024.
The fund shows favorable risk-adjusted behavior with a Calmar Ratio of 1.19 over 3Y and downside capture of just 83.21% against the NIFTY 50, meaning it falls less than the benchmark in down markets. Upside capture of 107.73% over 3Y indicates it also participates strongly in rallies. However, the maximum drawdown duration of 192 days with a 133-day recovery suggests investors should be prepared for extended recovery periods during corrections.
The portfolio is concentrated in auto-linked sectors, with Auto Components at 44.7% and Automobiles at 26.9%, together representing over 71% of assets. Top holdings include Eicher Motors (9.02%), Maruti Suzuki (8.77%), and Bosch (7.8%), with the top 10 holdings accounting for roughly 63% of the 34-stock portfolio. Exposure to Retailing (Eternal at 7.75%) and Transport Services (3.9%) provides only modest diversification beyond the auto ecosystem.
The fund outperforms its sectoral/thematic category peers on SIP XIRR by 7.2 percentage points over 1Y (21.31% vs 14.1%) and 3.3 percentage points over 3Y (20.09% vs 16.82%). Positive alpha across all measured periods from 1Y (24.37%) through 15Y (3.63%) demonstrates long-term consistency versus the benchmark. This sustained outperformance suggests skilled stock selection within the transportation and logistics theme rather than a short-term cyclical boost.
This fund suits investors with high risk tolerance who understand sectoral/thematic funds and want tactical exposure to India's auto, auto-components, and logistics cycle. A time horizon of at least 5-7 years is advisable given sector concentration risk and the 192-day maximum drawdown duration observed. It should be a satellite holding within a diversified portfolio, ideally through SIPs to manage timing risk, rather than a core equity allocation.
- SIP XIRR of 21.31% (1Y) and 20.09% (3Y) significantly outpaces category averages of 14.1% and 16.82%
- Strong risk-adjusted profile with 20.24% alpha over 3Y, downside capture of 83.21%, and upside capture of 107.73% versus the NIFTY 50
- Consistently positive calendar year returns from 2023 to 2026, ranging from 16.91% to 29.58%
- Heavy sector concentration with Auto Components (44.7%) and Automobiles (26.9%) making the fund highly sensitive to auto sector cycles
- Extended drawdown characteristics, with the maximum drawdown lasting 192 days and requiring 133 days to recover
Generated on 10-09-2026, 3:03 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.97 L | 21.3% | -25.9% | 89.5% |
| 3 Years | ₹36.00 L | ₹47.08 L | 20.1% | 17.6% | 23.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 21.3% | 14.4% | 14.1% | +6.9% |
| 3 Years | 20.1% | 11.1% | 16.8% | +9.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 21.4% | 18.5% | -3.9% | 68.2% | 0.85 | 7.17 | 97% | — | — |
| 3 Years | 27.9% | 27.9% | 27.9% | 28.0% | 202.14 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +24.37 | 1.15 | 117.8% | 85.0% | 20.0% | -2.9% |
| 3 Years | +20.24 | 1.01 | 107.7% | 83.2% | 28.0% | 7.8% |
| 5 Years | +11.42 | 1.01 | 107.7% | 83.2% | 16.0% | 4.6% |
| 7 Years | +7.96 | 1.01 | 107.7% | 83.2% | 11.2% | 3.3% |
| 10 Years | +5.49 | 1.01 | 107.7% | 83.2% | 7.7% | 2.3% |
| 12 Years | +4.56 | 1.01 | 107.7% | 83.2% | 6.4% | 1.9% |
| 15 Years | +3.63 | 1.01 | 107.7% | 83.2% | 5.1% | 1.5% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | Eicher Motors Ltd. | 9.02% |
| 2 | Maruti Suzuki India Limited | 8.77% |
| 3 | Bosch Limited | 7.80% |
| 4 | Eternal Limited | 7.75% |
| 5 | Tata Motors Limited | 7.35% |
| 6 | Sona Blw Precision Forgings | 6.53% |
| 7 | Hyundai Motor India Limited | 5.23% |
| 8 | Gabriel India Ltd. | 4.98% |
| 9 | Mahindra & Mahindra Ltd. | 3.10% |
| 10 | MRF Ltd. | 2.84% |