ICICI Prudential Banking and Financial Services Fund
Direct · Growth ₹149.89
05 Aug 2026
NAV
16.3%
3Y CAGR
15.3%
5Y CAGR
16.0%
10Y CAGR
16.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.21
Sharpe
-47.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.94 L | 21.4% | -71.7% | 133.4% |
| 3 Years | ₹36.00 L | ₹45.73 L | 16.1% | -29.4% | 34.5% |
| 5 Years | ₹60.00 L | ₹87.76 L | 14.8% | -9.8% | 29.8% |
| 7 Years | ₹84.00 L | ₹1.37 Cr | 13.7% | 0.2% | 19.7% |
| 10 Years | ₹1.20 Cr | ₹2.58 Cr | 14.6% | 10.8% | 16.8% |
| 12 Years | ₹1.44 Cr | ₹3.77 Cr | 14.8% | 11.8% | 16.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 21.4% | 14.5% | 13.9% | +6.9% |
| 3 Years | 16.1% | 11.2% | 16.8% | +5.0% |
| 5 Years | 14.8% | 10.4% | 17.0% | +4.4% |
| 7 Years | 13.7% | 10.6% | 16.5% | +3.1% |
| 10 Years | 14.6% | 11.5% | 16.8% | +3.1% |
| 12 Years | 14.8% | 11.4% | 16.3% | +3.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.6% | 15.8% | -43.3% | 107.6% | 0.51 | 1.39 | 79% | — | — |
| 3 Years | 16.3% | 16.0% | -10.5% | 40.1% | 1.08 | 3.26 | 94% | — | — |
| 5 Years | 15.3% | 14.4% | 1.4% | 32.2% | 1.46 | 19.31 | 100% | — | — |
| 10 Years | 16.0% | 15.8% | 12.2% | 20.7% | 5.21 | — | 100% | — | — |
-47.8%
Max Drawdown
2 mo
Drawdown Duration
11 mo
Recovery Time
-7.0%
Avg Drawdown
Calmar Ratio by Duration
0.41
1Y
0.34
3Y
0.32
5Y
0.30
7Y
0.33
10Y
0.36
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.59 | 1.04 | 97.4% | 97.3% | -0.1% | -0.4% |
| 3 Years | +2.95 | 0.92 | 91.0% | 85.7% | 10.9% | 8.0% |
| 5 Years | +1.70 | 0.95 | 92.2% | 88.8% | 10.2% | 8.7% |
| 7 Years | -0.22 | 1.06 | 102.9% | 102.4% | 12.6% | 12.4% |
| 10 Years | +1.39 | 1.08 | 107.2% | 105.4% | 12.9% | 11.2% |
| 12 Years | +3.64 | 1.08 | 107.8% | 103.7% | 14.1% | 10.2% |
| 15 Years | +2.99 | 1.09 | 109.4% | 105.9% | 13.2% | 9.9% |
44
Total Holdings
64.0%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 13.32% |
| 2 | ICICI Bank Ltd. | 12.95% |
| 3 | Axis Bank Ltd. | 8.76% |
| 4 | Kotak Mahindra Bank Ltd. | 7.22% |
| 5 | State Bank Of India | 5.88% |
| 6 | SBI Life Insurance Company Ltd. | 3.78% |
| 7 | LIC Housing Finance Ltd. | 3.41% |
| 8 | SBI Cards & Payment Services Ltd. | 3.37% |
| 9 | ICICI Lombard General Insurance Company Ltd. | 3.00% |
| 10 | HDB Financial Services Ltd. | 2.35% |