HDFC Balanced Advantage Fund
Direct · Growth ₹546.24
30 Oct 2026
NAV
15.9%
3Y CAGR
15.4%
5Y CAGR
15.7%
10Y CAGR
15.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.86
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.75%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.77 L | 17.6% | -54.0% | 87.5% |
| 3 Years | ₹36.00 L | ₹45.14 L | 15.6% | -18.7% | 31.7% |
| 5 Years | ₹60.00 L | ₹88.10 L | 15.8% | -5.8% | 28.6% |
| 7 Years | ₹84.00 L | ₹1.46 Cr | 15.7% | 0.4% | 23.0% |
| 10 Years | ₹1.20 Cr | ₹2.90 Cr | 16.7% | 13.6% | 19.5% |
| 12 Years | ₹1.44 Cr | ₹4.06 Cr | 16.0% | 13.6% | 17.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.6% | 14.3% | 7.3% | +3.3% |
| 3 Years | 15.6% | 11.0% | 11.3% | +4.5% |
| 5 Years | 15.8% | 10.4% | 11.1% | +5.4% |
| 7 Years | 15.7% | 10.6% | 11.5% | +5.1% |
| 10 Years | 16.7% | 11.4% | 11.6% | +5.3% |
| 12 Years | 16.0% | 11.3% | 11.6% | +4.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.9% | 13.1% | -30.4% | 76.4% | 0.57 | 1.68 | 85% | — | — |
| 3 Years | 15.9% | 15.5% | -3.7% | 33.8% | 1.38 | 6.26 | 98% | — | — |
| 5 Years | 15.4% | 15.3% | 1.4% | 29.8% | 1.78 | 20.13 | 100% | — | — |
| 10 Years | 15.7% | 15.7% | 13.4% | 18.6% | 7.86 | — | 100% | — | — |
-34.2%
Max Drawdown
9 mo
Drawdown Duration
9 mo
Recovery Time
-4.5%
Avg Drawdown
Calmar Ratio by Duration
0.49
1Y
0.46
3Y
0.45
5Y
0.43
7Y
0.46
10Y
0.46
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.29 | 0.71 | 71.6% | 67.4% | -5.7% | -12.5% |
| 3 Years | +4.23 | 0.68 | 69.5% | 61.8% | 10.3% | 5.8% |
| 5 Years | +7.29 | 0.64 | 68.2% | 57.3% | 12.8% | 4.9% |
| 7 Years | +6.06 | 0.71 | 72.7% | 64.6% | 14.9% | 9.8% |
| 10 Years | +4.32 | 0.75 | 79.1% | 73.0% | 13.5% | 10.1% |
| 12 Years | +4.33 | 0.79 | 83.6% | 77.7% | 12.8% | 9.1% |
| 15 Years | +3.51 | 0.81 | 86.0% | 80.9% | 12.3% | 9.3% |
157
Total Holdings
30.0%
Top 10 Weight
40
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 5.06% |
| 2 | HDFC Bank Ltd.£ | 4.32% |
| 3 | Reliance Industries Ltd. | 3.64% |
| 4 | State Bank of India | 3.28% |
| 5 | Bharti Airtel Ltd. | 3.05% |
| 6 | Axis Bank Ltd. | 2.65% |
| 7 | Larsen and Toubro Ltd. | 2.52% |
| 8 | NTPC Limited | 2.00% |
| 9 | Coal India Ltd. | 1.77% |
| 10 | Eternal Limited | 1.68% |