HDFC Balanced Advantage Fund
Direct · Growth ₹572.38
18 Aug 2026
NAV
16.0%
3Y CAGR
15.5%
5Y CAGR
15.8%
10Y CAGR
15.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
8.21
Sharpe
-34.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.75%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.79 L | 17.9% | -54.0% | 87.5% |
| 3 Years | ₹36.00 L | ₹45.22 L | 15.8% | -18.7% | 31.7% |
| 5 Years | ₹60.00 L | ₹88.45 L | 15.9% | -5.8% | 28.6% |
| 7 Years | ₹84.00 L | ₹1.47 Cr | 15.7% | 0.4% | 23.0% |
| 10 Years | ₹1.20 Cr | ₹2.91 Cr | 16.8% | 14.2% | 19.5% |
| 12 Years | ₹1.44 Cr | ₹4.08 Cr | 16.2% | 14.2% | 17.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.9% | 14.4% | 10.6% | +3.5% |
| 3 Years | 15.8% | 11.1% | 11.2% | +4.7% |
| 5 Years | 15.9% | 10.4% | 11.5% | +5.5% |
| 7 Years | 15.7% | 10.6% | 11.6% | +5.1% |
| 10 Years | 16.8% | 11.5% | 11.6% | +5.4% |
| 12 Years | 16.2% | 11.4% | 11.8% | +4.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.1% | 13.4% | -30.4% | 76.4% | 0.59 | 1.73 | 86% | — | — |
| 3 Years | 16.0% | 15.7% | -3.7% | 33.8% | 1.39 | 6.26 | 98% | — | — |
| 5 Years | 15.5% | 15.4% | 1.4% | 29.8% | 1.77 | 19.97 | 100% | — | — |
| 10 Years | 15.8% | 15.8% | 13.4% | 18.6% | 8.21 | — | 100% | — | — |
-34.2%
Max Drawdown
9 mo
Drawdown Duration
9 mo
Recovery Time
-4.5%
Avg Drawdown
Calmar Ratio by Duration
0.50
1Y
0.47
3Y
0.45
5Y
0.43
7Y
0.46
10Y
0.47
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.90 | 0.71 | 71.4% | 65.7% | 2.8% | -2.9% |
| 3 Years | +6.03 | 0.68 | 71.2% | 61.2% | 13.4% | 7.8% |
| 5 Years | +8.40 | 0.64 | 68.7% | 56.4% | 15.8% | 7.8% |
| 7 Years | +6.07 | 0.71 | 73.7% | 65.8% | 16.4% | 11.8% |
| 10 Years | +4.76 | 0.75 | 80.0% | 73.5% | 14.5% | 10.8% |
| 12 Years | +4.52 | 0.80 | 84.3% | 78.3% | 13.6% | 9.8% |
| 15 Years | +3.54 | 0.82 | 86.3% | 81.1% | 12.7% | 9.7% |
155
Total Holdings
30.0%
Top 10 Weight
39
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 5.32% |
| 2 | HDFC Bank Ltd.£ | 4.13% |
| 3 | Reliance Industries Ltd. | 3.74% |
| 4 | State Bank of India | 3.46% |
| 5 | Bharti Airtel Ltd. | 2.93% |
| 6 | Axis Bank Ltd. | 2.68% |
| 7 | Larsen and Toubro Ltd. | 2.59% |
| 8 | NTPC Limited | 1.94% |
| 9 | Eternal Limited | 1.65% |
| 10 | Coal India Ltd. | 1.60% |