HSBC Balanced Advantage Fund
Direct · Growth ₹51.65
06 Jul 2026
NAV
11.1%
3Y CAGR
10.5%
5Y CAGR
10.8%
10Y CAGR
11.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.87
Sharpe
-19.1%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.53 L | 13.2% | -29.3% | 75.4% |
| 3 Years | ₹36.00 L | ₹41.19 L | 10.3% | -6.6% | 22.2% |
| 5 Years | ₹60.00 L | ₹76.78 L | 10.1% | -1.0% | 15.7% |
| 7 Years | ₹84.00 L | ₹1.18 Cr | 10.1% | 3.8% | 13.7% |
| 10 Years | ₹1.20 Cr | ₹2.05 Cr | 10.4% | 8.9% | 11.9% |
| 12 Years | ₹1.44 Cr | ₹2.81 Cr | 10.5% | 8.9% | 12.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.2% | 14.5% | 10.8% | -1.3% |
| 3 Years | 10.3% | 11.2% | 11.3% | -0.8% |
| 5 Years | 10.1% | 10.4% | 11.5% | -0.4% |
| 7 Years | 10.1% | 10.6% | 11.4% | -0.5% |
| 10 Years | 10.4% | 11.5% | 11.8% | -1.1% |
| 12 Years | 10.5% | 11.4% | 11.7% | -0.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.0% | 9.3% | -12.6% | 66.4% | 0.48 | 2.10 | 94% | — | — |
| 3 Years | 11.1% | 10.3% | 0.3% | 23.9% | 1.09 | 8.73 | 100% | — | — |
| 5 Years | 10.5% | 9.9% | 1.5% | 18.1% | 1.33 | 8.71 | 100% | — | — |
| 10 Years | 10.8% | 10.5% | 7.9% | 13.5% | 2.87 | — | 100% | — | — |
-19.1%
Max Drawdown
2 mo
Drawdown Duration
3 mo
Recovery Time
-2.0%
Avg Drawdown
Calmar Ratio by Duration
0.68
1Y
0.58
3Y
0.55
5Y
0.54
7Y
0.56
10Y
0.64
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.05 | 0.47 | 46.7% | 42.3% | 1.9% | -3.4% |
| 3 Years | +3.65 | 0.47 | 49.8% | 40.8% | 10.2% | 6.7% |
| 5 Years | +1.74 | 0.42 | 43.8% | 37.3% | 9.3% | 9.2% |
| 7 Years | +1.71 | 0.42 | 41.9% | 36.1% | 10.3% | 11.4% |
| 10 Years | +1.18 | 0.40 | 39.6% | 33.7% | 9.5% | 11.0% |
| 12 Years | +1.73 | 0.44 | 44.3% | 38.3% | 9.8% | 10.1% |
| 15 Years | +2.14 | 0.46 | 46.9% | 40.0% | 10.1% | 9.7% |
56
Total Holdings
34.5%
Top 10 Weight
30
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 6.01% |
| 2 | ICICI Bank Limited | 4.80% |
| 3 | Kotak Mahindra Bank Limited | 3.89% |
| 4 | Aurobindo Pharma Limited | 3.80% |
| 5 | Axis Bank Limited | 3.24% |
| 6 | Reliance Industries Limited | 2.98% |
| 7 | Larsen & Toubro Limited | 2.73% |
| 8 | DLF Limited | 2.51% |
| 9 | Shriram Finance Limited | 2.40% |
| 10 | Eternal Limited | 2.09% |