HSBC Banking and PSU Debt Fund
Direct · Growth ₹27.24
18 Aug 2026
NAV
7.4%
3Y CAGR
7.3%
5Y CAGR
7.3%
10Y CAGR
7.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.13
Sharpe
-3.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.24%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 7.5% | -3.0% | 15.9% |
| 3 Years | ₹36.00 L | ₹40.08 L | 7.3% | 2.9% | 11.1% |
| 5 Years | ₹60.00 L | ₹71.02 L | 7.0% | 5.1% | 9.5% |
| 7 Years | ₹84.00 L | ₹1.05 Cr | 7.0% | 5.9% | 9.2% |
| 10 Years | ₹1.20 Cr | ₹1.68 Cr | 6.7% | 6.3% | 7.1% |
| 12 Years | ₹1.44 Cr | ₹2.21 Cr | 7.0% | 6.6% | 7.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.5% | 7.5% |
| 3 Years | 7.3% | 7.3% |
| 5 Years | 7.0% | 7.0% |
| 7 Years | 7.0% | 7.0% |
| 10 Years | 6.7% | 6.7% |
| 12 Years | 7.0% | 7.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.5% | 8.0% | -0.1% | 13.0% | 0.39 | 0.64 | 100% | — | — |
| 3 Years | 7.4% | 7.8% | 3.9% | 10.2% | 0.54 | 1.03 | 100% | — | — |
| 5 Years | 7.3% | 7.1% | 5.4% | 9.0% | 0.68 | 2.26 | 100% | — | — |
| 10 Years | 7.3% | 7.3% | 6.9% | 7.5% | 5.13 | — | 100% | — | — |
-3.7%
Max Drawdown
1 mo
Drawdown Duration
1 mo
Recovery Time
-0.1%
Avg Drawdown
Calmar Ratio by Duration
2.01
1Y
1.98
3Y
1.95
5Y
1.99
7Y
1.96
10Y
2.00
12Y