ITI Balanced Advantage Fund
Direct · Growth ₹15.44
30 Oct 2026
NAV
11.9%
3Y CAGR
11.1%
5Y CAGR
11.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.00
Sharpe
-33.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.54 L | 11.7% | -12.0% | 39.3% |
| 3 Years | ₹36.00 L | ₹42.47 L | 11.3% | -1.2% | 20.0% |
| 5 Years | ₹60.00 L | ₹79.59 L | 10.7% | 4.7% | 15.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 11.7% | 14.3% | 7.3% | -2.6% |
| 3 Years | 11.3% | 11.0% | 11.3% | +0.3% |
| 5 Years | 10.7% | 10.4% | 11.1% | +0.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.4% | 8.9% | -10.2% | 41.7% | 0.46 | 1.19 | 85% | — | — |
| 3 Years | 11.9% | 12.4% | 3.0% | 17.4% | 2.18 | 8.81 | 100% | — | — |
| 5 Years | 11.1% | 11.4% | 5.8% | 17.1% | 2.00 | 82.24 | 100% | — | — |
-33.6%
Max Drawdown
2 mo
Drawdown Duration
14 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.34
1Y
0.35
3Y
0.33
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -3.30 | 0.53 | 58.9% | 58.5% | -6.6% | -12.0% |
| 3 Years | +1.56 | 0.61 | 62.4% | 57.4% | 7.9% | 6.2% |
| 5 Years | +0.39 | 0.51 | 54.7% | 50.6% | 6.3% | 5.3% |
| 7 Years | -1.93 | 0.62 | 54.3% | 52.8% | 6.6% | 9.7% |
| 10 Years | -2.06 | 0.62 | 54.3% | 52.8% | 4.6% | 6.7% |
| 12 Years | -2.13 | 0.62 | 54.3% | 52.8% | 3.8% | 5.5% |
| 15 Years | -2.19 | 0.62 | 54.3% | 52.8% | 3.0% | 4.4% |
51
Total Holdings
26.8%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Limited | 4.33% |
| 2 | Reliance Industries Limited | 4.26% |
| 3 | ICICI Bank Limited | 3.15% |
| 4 | Wockhardt Limited | 2.52% |
| 5 | Laurus Labs Limited | 2.37% |
| 6 | ESDS Software Solution Ltd | 2.20% |
| 7 | Eternal Limited | 2.18% |
| 8 | Ujjivan Small Finance Bank Limited | 2.12% |
| 9 | HDFC Life Insurance Company Limited | 2.03% |
| 10 | Bajaj Auto Limited | 1.59% |