ITI Balanced Advantage Fund
Direct · Growth ₹16.42
18 Aug 2026
NAV
12.0%
3Y CAGR
11.5%
5Y CAGR
11.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.39
Sharpe
-33.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.56 L | 12.1% | -11.0% | 39.3% |
| 3 Years | ₹36.00 L | ₹42.63 L | 11.7% | 3.6% | 20.0% |
| 5 Years | ₹60.00 L | ₹79.89 L | 11.1% | 7.2% | 15.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 12.1% | 14.4% | 10.6% | -2.3% |
| 3 Years | 11.7% | 11.1% | 11.2% | +0.6% |
| 5 Years | 11.1% | 10.4% | 11.5% | +0.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.8% | 9.4% | -10.2% | 41.7% | 0.50 | 1.37 | 86% | — | — |
| 3 Years | 12.0% | 12.5% | 3.0% | 17.4% | 2.28 | 8.82 | 100% | — | — |
| 5 Years | 11.5% | 12.3% | 7.8% | 17.1% | 2.39 | — | 100% | — | — |
-33.6%
Max Drawdown
2 mo
Drawdown Duration
14 mo
Recovery Time
-4.6%
Avg Drawdown
Calmar Ratio by Duration
0.35
1Y
0.36
3Y
0.34
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.61 | 0.53 | 61.1% | 55.9% | 2.1% | -2.9% |
| 3 Years | +3.37 | 0.60 | 63.1% | 55.6% | 10.6% | 7.8% |
| 5 Years | +2.20 | 0.51 | 55.0% | 48.7% | 9.4% | 7.8% |
| 7 Years | -1.59 | 0.62 | 54.1% | 52.1% | 7.4% | 10.5% |
| 10 Years | -1.83 | 0.62 | 54.1% | 52.1% | 5.1% | 7.3% |
| 12 Years | -1.93 | 0.62 | 54.1% | 52.1% | 4.3% | 6.0% |
| 15 Years | -2.03 | 0.62 | 54.1% | 52.1% | 3.4% | 4.8% |
44
Total Holdings
31.4%
Top 10 Weight
23
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 4.09% |
| 2 | Bajaj Finance Limited | 3.81% |
| 3 | HDFC Bank Limited | 3.66% |
| 4 | Shriram Finance Limited | 3.48% |
| 5 | Reliance Industries Limited | 3.26% |
| 6 | Wockhardt Limited | 2.94% |
| 7 | Laurus Labs Limited | 2.75% |
| 8 | Ujjivan Small Finance Bank Limited | 2.51% |
| 9 | Garware Hi-Tech Films Limited | 2.43% |
| 10 | Mahindra & Mahindra Limited | 2.42% |